Money deposited in a credit card has no interest. Credit cards not only can't generate interest, but also will be charged a high handling fee. Some banks deposit money into credit cards, which will also generate a certain handling fee. Therefore, it is recommended not to deposit money in the credit card.

Bank cards are divided into credit cards and savings cards. Generally, putting money into your savings card will generate certain interest expenses. If you want to deposit or transfer cash into a credit card, not only will there be no interest charges, but some banks will also incur handling fees. Even if there is no handling fee for saving money, there will be a handling fee for withdrawing money, which is much more than the handling fee, and some of them are even equivalent to the handling fee generated by credit card overdraft.