Cancellation of the Bank of China bank card
To cancel the Bank of China savings card, just go directly to the bank counter to request account cancellation.
To cancel the Bank of China credit card, you can call the Bank of China credit card hotline (400-669-5566) to cancel the account.
The steps to cancel the account are as follows:
Determine the working hours of the bank branch. Bring all relevant documents. The most important relevant documents are ID cards and bank cards. Determine the balance on the card. Determine whether there is a balance in the card. You can check this at an ATM machine or at the counter. Generally, if there is a balance, the bank counter staff will take it out.
The bank number is waiting for processing. After arriving at the bank, inform the lobby manager to go through the account cancellation procedures, and the lobby manager will directly take the number. When applying at the counter, submit your ID card and bank card, and the bank staff will handle it directly. During the process, there will be an account cancellation confirmation form that needs to be signed for confirmation. Complete the card cancellation according to the instructions of the handling staff.
Extended information:
Notes on bank card cancellation:
1. For debit cards, if the card is not used for a long time, it will generally be automatically frozen. Affect personal credit record. If it is a credit card, it will not be automatically frozen if it is not used for a long time, and it may be overdue due to annual fees.
2. To cancel a credit card account, you must withdraw the balance on the card and ensure that there is no outstanding balance on the card.
3. After the savings card account is successfully canceled, it will not affect future applications. After a credit card is successfully closed, if your personal credit has been affected by careless use of the card before, it will cause some trouble in applying for a credit card in the future.
4. After canceling the bank card, do not throw it away casually. Cut off the chip and magnetic strip. Prevent the leakage of personal information.