Yes, JD.COM supports installment payment. You can directly choose IOUs to pay in installments, or choose credit cards to pay, and then pay the bill in installments. Both methods allow users to buy mobile phones in installments.
when using IOUs for installment payment, users should first turn on the IOUs function in JD.COM to ensure that their IOUs are turned on and the IOUs are sufficient. Remember the monthly repayment date clearly after payment to avoid liquidated damages or bad credit records due to overdue repayment.
tools/raw materials
iPhone13
IOS15.1
JD.COM 1.3.
1. click on the goods in the shopping cart in JD.COM to settle the account.
2. click submit order after confirming the order.
3. Select credit card installment-installment number on the payment page and submit the payment.
4. At present, only credit card installment of China Construction Bank, China CITIC Bank and Shanghai Pudong Development Bank is supported. Can JD.COM IOUs repay in installments?
IOUs in JD.COM can be repaid in installments. Generally, when IOUs are selected for payment, you can enjoy interest-free for up to 3 days, and you can choose 3, 6, 12 and 24 installments.
JD.COM IOUs staging rules:
JD.COM IOUs can be staged after the interest-free period. Our IOUs, after enjoying the interest-free period of up to 3 days, can choose installment service; And the installment interest is lower than many platforms.
Extended information:
"JD.COM White Strip" is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval, and arbitrary installment", and quickly becomes an industry model, laying the position of Jingdong Finance as a leading brand in the consumer finance industry.
In terms of positioning, "JD.COM White Strip" is a credit payment service for users with high credit rating and consumer demand through credit evaluation with big data.
In JD.COM Mall, users can enjoy the services of first use and then payment and installment shopping, up to 24 installments at the longest, and the bills can be repaid in installments and at the lowest repayment rate, and the execution interest rate is lower than that of bank credit cards. Jingdong Financial Consumer Finance has opened more than 1 million users.
Since then, "White Strip" has also opened up O2O (JD.COM Arrives Home), global shopping and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.
JD.COM Baitiao's service scene has been gradually extended, with nearly 1 million merchants online and offline, covering life and entertainment, business travel, education and training, communication and leasing industries. Cooperate with the bank to co-sign the electronic account "white-note flash payment", expand the white-note payment to offline through NFC technology, and further broaden the use scenarios of white-note payment by binding WeChat payment.
In March, 219, according to the statistics of Judgment Document Network, more than 2 people were convicted and sentenced for using the "JD.COM White Bar" fraud. According to the verdict, the age of 17 defendants was 28 years old on average. In the case of JD.COM's IOUs fraud pronounced by two courts in Changsha, college students accounted for nearly half of the defendants. The defendant was sentenced to a maximum sentence of 19 years with an average sentence of 2.35 years. In addition, the number of college students deceived mentioned in the judgment exceeded 362, which became a more conspicuous group among the victims.
JD.COM White Bar is the first Internet consumer financial product in the industry.
"consume first, then pay", and enjoy an interest-free period of up to 3 days and a maximum of 24 installments.
if you log in to baitiao official website or jingdong financial APP- baitiao, you can enter the page and apply for activation independently. Users of JD.COM Mall have the qualification to activate the "white note" used for mall consumption. Can JD.COM IOUs be repaid in installments?
yes.
JD.COM IOUs can be returned in installments, whether before or after placing an order. Users can choose their own staging method according to the actual situation, so as not to be overdue.
JD.COM IOUs order has been paid in installments, so it can't be repaid in installments. If there is no installment at the time of payment, it can be repaid in installments. In addition, JD.COM IOUs can be divided into order IOUs and bill IOUs. Order IOUs can be used to stage individual orders separately, while bill IOUs cannot be staged separately, only after the bill is issued.
Precautions for installment repayment of IOUs in JD.COM
JD.COM IOUs are not entitled to interest-free discount for installment repayment, and a certain handling fee is required according to the number of installments.
prepayment is supported by installment in JD.COM, but some installment fees will not be reduced in case of prepayment.
installment is not supported for the globally purchased goods purchased by users with JD.COM IOUs.
what are the above references? How expensive is Baidu Encyclopedia-JD.COM Baitiao, People.com-Huabai, Baitiao and credit card staging competition? Can Baidu Encyclopedia-installment repayment be repaid in installments in JD.COM?
JD.COM Baitiao cash withdrawal cannot be phased. After cash withdrawal, the system will charge interest of .5% per day according to the cash withdrawal amount. Because it is collected on a daily basis, users can repay at any time if they have repayment ability, and the repayment amount is based on their personal financial ability.
In addition, not every user is qualified to withdraw cash in JD.COM. At present, it is only open to some users. Whether or not to withdraw cash in IOUs is subject to the page display.