"Accompanying loan" is a credit card loan launched by Industrial Bank. It is a micro-loan business that converts credit card amount into micro-loan in debit card and allows cardholders to repay in installments. The key to credit card loan is credit card. Therefore, it is very important to use credit cards normally and well.

To apply for a credit card loan from Industrial Bank, the following conditions must be met:

1. Normal card;

2. Good credit status;

3. Presiding cardholder with normal card status;

It should be noted that some credit cards of Industrial Bank cannot apply for credit card loans. These types of credit cards include: standard business card, Jockey Club card, Guangzhou Education Fund card, Xidan department store card and so on.

The minimum credit card loan amount of Industrial Bank is 2,000 yuan and the maximum is 50,000 yuan. However, it should be noted that the credit card loan amount cannot exceed the approved cash advance range of my account. After applying for a credit card loan, the borrower can choose to repay the handling fee in installments or at one time. The shortest repayment period is 3 years and the longest is 36 years.