Banks generally provide an interest-free repayment period of 20-50 days. The repayment due date is 20 days after the bill date, so repayment should be made before the due repayment date.

Credit card repayment method:

1. Online bank transfer: log in to online banking, and use the bank debit card, credit card, current all-in-one or current savings account under your name. Make transfer repayments.

2. Mobile banking transfer: Open mobile banking and easily complete transfers and repayments anytime and anywhere.

3. Bank self-service terminal repayment: You can use self-service equipment such as deposit and withdrawal machines (CDM) or automated teller machines (ATM) to transfer funds to your credit card for repayment; you can also use the integrated deposit and withdrawal machine Use cash self-service repayment machine (CDM).

4. Over-the-counter repayment: Make cash repayment at the counter of a bank outlet or transfer repayment to a credit card account through a debit card, credit card, current savings account, etc.

Extended information

Notes on automatic transfer repayment

First, if the credit card holder has a debit card bound to the agreed account repayment, then in Before the due repayment date, ensure that the associated savings card is in normal condition and the amount is sufficient, and the agreed account repayment will be automatically made when due.

Second, when repaying a linked savings account, the default is to repay in full. If the cardholder intends to repay the minimum repayment amount in each period, he can inform customer service and change the repayment mark when binding.

Third, paying the minimum repayment amount on time will not affect the cardholder’s current credit record, but interest will be charged on the entire bill.

Reference source? Bank of China official website - Bank of China Credit Card Repayment Guide

Reference source? Bank of China official website - Explanation of common credit card terms