2. The color of the card is different: the card face of the gold card is gold, and the green card is green;
3. Different grades: A gold card means that users can enjoy higher and better service and treatment, while a green card has a much lower service level.
The above are the main differences between the gold card and the green card of American Express Card of China Merchants Bank. Both cards are credit card products jointly issued by China Merchants Bank and American Express. With the change of credit card authority of China Merchants Bank, China Merchants Bank cancelled the redemption service of American Express card air miles.
Functions of China Merchants Bank Credit Card
1, the function of direct consumption, which is the most important function of credit cards. Cardholders can settle accounts in shops, hotels, restaurants, airports, hospitals and other public places, and can use credit cards instead of cash;
2. Savings deposit function. The bank will deposit the cardholder's deposit at the prescribed interest rate;
3. Transfer and settlement functions. Cardholders can transfer payments from users' own accounts within the business framework of China Bank;
4. Overdraft function. Cardholders can overdraw the use of funds within the limit that the issuing bank can bear, and pay interest through calculation;
5. Cash withdrawal function: Credit cards can be cashed at ATM machines at outlets;
6. Collection and payment function: Credit cards can also be used to send and receive fees and salaries.