Now the function of credit card is also very comprehensive. For example, the owner's card will not only provide gasoline discounts, but also provide services such as insurance and road rescue. For friends who travel frequently, if a credit card can cover aviation accident insurance or aviation delay insurance, it is also a practical right. So which banks have delay insurance on their credit cards? Let me introduce it to you here.
1, high-end card of China Merchants Bank
You can get travel inconvenience insurance if you have a high-end card of China Merchants Bank to buy air tickets or pay 80% or more of the tour fare. In addition, you can also get this right by paying the mileage ticket tax.
Travel inconvenience insurance stipulates that if your flight is delayed for 3 hours or more, and the flight is not cancelled, you will directly pay a fixed allowance to 500 yuan, and 200 yuan will be increased for every additional 1 hour, up to 8 hours.
2. Shanghai Bank High-end Card
Shanghai Bank is a regional bank. When you use a high-end bank card to pay the full amount of the ticket or not less than 80% of the tour fare, you can get the flight delay insurance, and you can also get this right by paying the mileage ticket tax.
During the insurance period, if your flight is delayed and the single delay time exceeds the time stipulated in the insurance policy, you can get insurance money. The highest drill-world pole double standard card, 2 hours delay compensation 2000 yuan.
3. China Bank High-end Card
China Bank's flight delay insurance can get insurance service as long as you apply for a new card, and you can purchase it at will after activation. Old customers can get insurance services as long as they spend one card three times, each time 199 yuan or more.
Pay according to the delay time (from top and high-end cards 1 hour, from platinum card 2 hours, from gold card/ordinary card 3 hours), and every minute after the initial payment time 1 yuan.
4. Platinum Card of China Everbright Bank
Some high-end cards of China Everbright Bank can get an air delay insurance after the first swipe. If the flight is delayed for more than 2 hours (including 2 hours), you can apply for a single 300 yuan RMB delay compensation.
5. Guangfa Aviation Co-branded Card
Guangfa's aviation co-branded card is very special, and only the delay of the corresponding airline has delay insurance. When making a claim, you only need to issue a connecting airline card to prove that the airline indicates the delay time, so mileage tickets are supported.
If the flight is delayed for more than 4 hours (including 4 hours), the insurance company shall compensate for the necessary and reasonable expenses such as accommodation, transportation, telephone charges and purchase of daily necessities during the delay.
Here, I have counted the credit card delay risks of five banks, and of course, the delay risks of joint-name cards of airlines and joint-name cards of airlines. When the flight is delayed, everyone can enjoy this right.
Ping An Bank credit card flight delay insurance, how much can you pay for a few hours delay? I am Ping An Bank Credit Card Gold Card.
Flight delay insurance is aimed at the platinum card of Ping An Bank's credit card, and the gold card is generally not enjoyed, except for the safe travel gold card.
With Ping An Bank travel credit card, customers pay for air tickets by swiping the card. If the flight is delayed for 4 hours or more, 300 yuan will be paid for each accident, and the annual compensation limit will be 900 yuan.
How to deal with the insurance service provided by China bank credit card after the accident?
Flight delay insurance needs to apply for self-service claims through the official account of WeChat of Bank of China Insurance Co., Ltd. Beijing Branch. You can call insurance customer service if you have problems with self-service claims. For other types of insurance, please call the national unified customer service telephone number: 95566-4 (insurance service) to report the case.
The above contents are for your reference. Please refer to the actual business regulations.
How to apply for compensation for China Bank's credit card supplementary insurance?
Please call 95566- BOC Insurance-1 for the value-added services attached to China Bank's credit card, such as public transport accident insurance, air baggage loss insurance, lost card theft insurance and shopping protection insurance.
Flight delay insurance can be self-service claims through the following channels:
1, "Bank of China Insurance Co., Ltd. Beijing Branch" WeChat official account path: self-service claims → flight delay insurance self-service claims;
2. "China Bank Credit Card" WeChat official account path: featured service → rights enjoyment → credit card flight delay insurance self-service claim;
3. "Colorful Life" APP Path: My-My Activity-Wool Welfare → Self-service Claim of Credit Card Flight Delay Insurance.
The above contents are for your reference. Please refer to the actual business regulations.
That's all about how to deal with credit card delay insurance.