Answer: If you only pay back 10 yuan, you usually won’t call your family.
Details:
1. Banks usually take a series of measures to collect overdue credit card payments, such as sending collection text messages, making phone calls, or visiting customers for collection. But generally, they do not immediately contact the debtor's family members.
2. An overdue payment of 10 yuan may be considered an individual technical error or a small error, and the bank may choose to solve it through other methods, such as automatic deduction, another notification, or adding the amount to the bill.
3. In some cases, if the overdue amount is large or repayment behavior occurs repeatedly, the bank may take more severe measures, such as transferring the debt to a professional collection agency. However, first they usually negotiate a settlement with the debtor himself, rather than contacting family members directly.
4. Generally speaking, repaying an overdue amount of only 10 yuan is unlikely to cause the bank to pursue collection actions against family members.
Extended information:
The handling of overdue credit card payments varies by region and bank policies. Under normal circumstances, banks will remind borrowers to repay through a variety of channels, including text messages, phone calls, and emails. If the overdue amount is large or the default is serious, the bank may take tougher measures, such as recording bad credit, taking legal action, etc. However, in cases where only a small amount has been repaid, family members of the borrower are usually not contacted directly.
Summary:
Under normal circumstances, a borrower who only repaid an overdue amount of 10 yuan is unlikely to have his family called by the bank. Banks will usually resolve such small errors through other means and negotiate with the borrower themselves to resolve overdue issues.