It is impossible to apply for a credit card in one day, and it usually takes about 30 days to succeed. You need to activate it to use it. Whether you can withdraw money on the same day depends on whether the credit card you handle has the cash withdrawal function.

You can apply for a credit card at the bank counter or on the bank's official website website. Take applying for a credit card in official website as an example:

1. After entering the application page, select the application area, and the system will list the credit card types that can be applied for in this area. Click Apply Now to enter the information filling page.

2. Be sure to fill in the true and valid application materials when applying, and the bank will make a distinction.

3. After filling in the form and submitting it, the system will automatically conduct a preliminary review and then submit it to the local branch for further review.

4. The online application and the actual written application are basically the same. Must be 18 years old or above, with stable work and repayment ability.