According to Article 38 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, the issuing bank shall openly and clearly inform the applicant of the application materials and basic requirements. The application materials must be signed by the applicant himself, and the card shall not be issued without the customer's knowledge or against the customer's wishes.

The application materials for the supplementary card of the credit card accepted by the issuing bank must be confirmed by the main cardholder through personal signature, customer service telephone recording, electronic signature or a way recognized by both the cardholder and the issuing bank.

Extended data:

Provisions on relevant requirements for credit card business of commercial banks:

1. The acquiring bank shall provide safe settlement services for the special merchants and special merchant service institutions, and undertake corresponding supervision and management responsibilities to ensure that the credit card business accepted by the service institutions is legal and compliant.

2. The acquiring bank shall ensure that special merchants accept credit cards in line with the general principles of networking, and shall not refuse to accept credit cards that meet the general management requirements of networking, nor shall they charge cardholders extra fees for using credit cards.

3. The acquiring bank shall establish and improve the management mechanism of the acquiring terminal of the acquiring business, establish a management ledger, and timely register and update the installation location, usage and irregular inspection of the acquiring terminal.

Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks