Excuse me, if my relatives borrow my ID card to get a bank loan or a credit card, they are not present without my knowledge. Is there any legal responsibility?

If he can't repay the loan, the bank will blacklist your ID number, so it's not easy for you to get a loan from the bank in the future. As for the money he owes the bank, you can ignore it. Even if the bank urges you through legal means in the future, the court will not take measures against you after reviewing it clearly. However, your life will leave a stain on the financial system. I suggest you urge your relatives to do things well.

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