It's true, but not all cases can be refunded. For example, users with overdue credit cards or bad debts can directly ignore them. At present, there are six banks that can refund interest: China Everbright, China Merchants, Shanghai Pudong Development Bank, Xingye, Guangfa and CITIC.

First of all, the name of credit card interest refund is "interest adjustment", which is a kind of benefit for banks to users. Under the background of COVID-19 epidemic, many people can't work normally, and have no credit card repayment ability for the time being, which leads to overdue and penalty interest. This policy will not have any negative impact on users, nor will it have any impact on their credit cards.

First of all, the name of credit card interest refund is "interest adjustment", which is a kind of benefit for banks to users. Under the background of the loss-making epidemic in Zhengzi COVID-19, many people can't work normally and have no credit card repayment ability for the time being, which leads to overdue and penalty interest. This policy will not have any negative impact on users, nor will it have any impact on their credit cards.