Hello, if you borrow too much, it will affect your credit information. If you have overdue behavior, you will report your credit information and leave a bad record, which will seriously affect your future loans. If you don't have overdue behavior, it means that you are very trustworthy and won't have adverse effects. If you use money to borrow money, you should also pay attention to this problem. Repayment on time helps to increase the quota and gain more benefits, such as interest rate reduction and interest-free coupons. I hope this answer can help you.