1. It usually takes 3-7 working days to apply for an ICBC credit card online.
2. It usually takes 15-30 working days to apply through the bank credit card specialist.
Although it is time-saving to apply for a credit card online in the early stage, you must go to the local ICBC outlet to activate it before you can use it. In addition, the application of ICBC's credit card is strictly examined. You must prepare enough personal information and have good personal credit, otherwise it is easy to refuse the card. If you have a fixed deposit in ICBC, it will be much easier to pass the exam.
Extended data
ICBC credit card is the credit card with the highest circulation in China. At present, ICBC credit cards mainly include Peony International Credit Card, Peony Credit Card and Peony Credit Card.
ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
The annual fee of ICBC is charged after the first use, that is, one year after the account is opened. As long as you pay 5,5000 yuan (3 student cards or 3,000 yuan, Platinum Card10.6 million points free of annual fee or 200,000 free of annual fee) in this year, you will be exempted from the annual fee of that year. At the same time, ICBC does not charge an annual fee for opening credit cards.
China Industrial and Commercial Bank's permanent credit card annual fee reduction policy;
Platinum card holders who spend more than 4 million yuan can give the main and auxiliary cards a permanent annual fee-free discount.
Individual cardholders of gold cards and ordinary cards who have no bad credit records and have held various credit cards of ICBC for more than 10 years (including 10 years) since the implementation of these Measures may be given a permanent annual fee-free discount for the main and secondary cards in an account. In addition, ICBC does not charge an annual fee for opening credit cards.
Reference: Baidu Encyclopedia? China Industrial and Commercial Bank Credit Card