Hello, the most important condition for applying for our credit card is to be between 18 and 60 years old, with a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can Providing other financial documentation will help us better understand your personal situation and determine your credit limit. Detailed application information is as follows:
1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card;
2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or the original has been verified by the promoter A copy of the work permit/plate with the mark;
3. Proof of financial resources: it can be a bank salary record, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate Certificate/car driving license/copy of bank deposit certificate) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.
If you have never held a credit card from our bank, you can apply in the following 3 ways:
1. Please log in to the credit card website/?, select "Credit Card Application" - "New "Customer Application Channel", go through the "Easy Appointment, Door-to-Door Service" online banking application appointment platform. Fill in the simple appointment information online and wait for the bank's review. If approved, a specialist will come to provide you with door-to-door service. If you want to apply in this way, please first confirm whether our bank can provide free appointment door-to-door service in your area (the results will be displayed after selecting the province/city/district);
2. Please Bring your original identity certificate, work certificate and financial certificate documents and go to any CMB branch in person to handle the application.
3. You can also call the customer service hotline 4008205555, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer the service specialist to register you and notify us of the local work Personnel will contact you to confirm your application. Please note that credit card issuance will be subject to final review results.
The credit card limit must be sufficient to pay the total amount of the installment products before you can handle installment shopping.
If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.