Credit card withdrawal at ATM is not cash withdrawal. Brush the credit card at the POS machine, pay the merchant a certain percentage of the handling fee, and then the merchant returns the cash. This is cash withdrawal. Of course, you can also use third-party platforms to cash out.

1. Credit card cashing refers to the behavior that the cardholder withdraws the funds in the credit line of the card in cash by other means without paying the bank withdrawal fee, without going through normal legal procedures (ATM or counter). Credit card cashing is illegal, and the central bank is studying to record the cardholder's cashing behavior in the personal credit information system, which directly affects his personal credit record;

2. Cash withdrawal by credit card is different from cash withdrawal by credit card. Cash withdrawal by credit card is one of the inherent functions of credit card itself. Cardholders can withdraw cash from the bank by credit card. Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal. Interest is required for overdraft withdrawal, and the interest is calculated from the day of withdrawal.