The annual credit card fee of 580 from this bank can be refunded.

Generally, after the annual fee is deducted from a credit card, if the number of re-swipes reaches the number specified by the bank, the annual fee will be refunded to the credit card account within one month after the card is swiped. The annual fee for China Construction Bank's credit card is 580 yuan, which is usually the annual fee for China Construction Bank's standard platinum card. This type of credit card requires 18 card purchases per year to be exempt from the annual fee.

If China Construction Bank deducts the annual fee because the cardholder did not swipe the card 18 times in the previous year, the cardholder can contact China Construction Bank customer service to apply for re-swipe, and complete the payment within the time specified by the bank. If the recharge is completed within one month, the bank will refund the annual credit card fee of 580 yuan to the cardholder's credit card account.