No, the "unbounded card" of Industrial Bank is a credit card, not a savings card. The high-end credit card launched by Industrial Bank is characterized by points redemption, domestic and foreign concessions, annual fee exemption and many other benefits. The biggest difference between credit card and savings card is that credit card is a way to borrow money, spend money and pay off debts within the repayment period, while savings card is a card that does not support overdraft and can only deposit and withdraw money. Therefore, the "unbounded card" of Industrial Bank is a credit card that supports consumption and expenditure and needs repayment, not a savings card.