My Minsheng Bank credit card has not been activated, but it keeps sending me messages about it being overdue and asking me to pay the annual fee. What should I do?

Hello, if this happens, it is very likely that the credit card you applied for has a rigid annual fee. Even if you do not activate this kind of credit card, you still need to pay the annual fee, and once it expires, you will also be charged. It will affect your personal credit report, so it is best to activate your credit card as soon as possible, pay off the balance, and then apply for cancellation

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