Yes, if your credit card is overdue for 5 days, a credit report will be filed.

Detailed explanation:

1. After a credit card is overdue for 5 days, the bank will usually report this information to the credit bureau.

2. Credit bureaus are agencies responsible for recording personal credit situations. They will record overdue information in personal credit reports.

3. Personal credit report is an important reference for banks, financial institutions and other credit institutions. It reflects an individual's credit status and repayment record.

4. Overdue credit cards will have a negative impact on personal credit scores and reduce credit scores.

5. A low credit score will affect the approval results of personal applications for loans, credit cards and other credit products in the future.

Summary:

After a credit card is overdue for 5 days, the bank will report the overdue information to the credit reporting agency and record it in the personal credit report. Overdue records have a negative impact on personal credit scores and may make it difficult to obtain approval for credit products.

Extended information:

A personal credit report is a report generated by a credit bureau based on an individual's credit history and repayment record, and is used to evaluate an individual's credit status. At present, China's main credit reporting agencies include the People's Bank of China Credit Reporting Center and commercial credit reporting agencies.

Please note: