Currently there is no electronic settlement certificate for credit cards, but there are two ways to obtain it: one is to call the customer service number on the credit card; the other is to go to the corresponding bank card counter; to apply by phone, call The customer service number on the credit card will be transferred to the manual customer service, who will explain the need and purpose of the settlement certificate. After checking the relevant circumstances, the customer service will mail your settlement certificate to your receiving address if the processing conditions are met; Over-the-counter processing is the most direct method. Just bring your ID card and credit card to the nearest card-issuing bank. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. , in the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can go to a special commercial service department for shopping or consumption. The bank then settles with the merchant and cardholder, and the cardholder can overdraft within the specified limit.