Credit card interest-free means that users who hold the credit card do not need to pay interest within a certain period of time. This usually occurs in two situations: one is for newly applied credit cards, the bank will grant an interest-free period, which allows users to make purchases without paying any interest during this period, which greatly reduces the cost of using the credit card. Cost; the other is an interest-free activity for a specific consumption schedule. This kind of activity is usually discounted or interest-free within a specific period of time, and users can consume at a lower cost during this period.

Credit card interest-free is a preferential measure offered by banks to consumers, but the risks behind it are quite high. Therefore, when enjoying the interest-free credit card, users must pay attention to the repayment period. Do not forget the credit card repayment time because this part of the consumption is interest-free, resulting in overdue fees due to exceeding the repayment period.

In short, credit card interest-free is an exchange of interests between consumers and banks. Consumers can enjoy interest-free consumption rights for a period of time, while banks can attract more users to use them. Credit cards, increase profits. Therefore, when using credit cards, users must fully understand the various preferential policies of credit card products and the corresponding repayment regulations, and better understand their consumption needs and fund management.