Many people don't know much about the credit card of the Postal Savings Bank. In fact, few people apply for this card, because it is difficult to pass the examination and approval. As long as the installment fee is very small, the annual fees for general cards and official cards are free, and there are many outlets, which is still worth handling. Oh, how to apply specifically? 1. There are many outlets, from big cities to small villages and towns. 2. The repayment is convenient, just go directly to the surrounding outlets. The biggest advantage is that it is cheap by stages. Generally, it is divided into five periods: 3, 6, 12, 18 and 24. 1. First of all, confirm that your Postal Savings Bank has started the credit card business (the credit card business of Postal Savings Bank is relatively late, and many cities can't do it now). 2. China residents, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan who need the applicant to be at least 18 years old, with full capacity for civil conduct and good credit standing can apply for a personal credit card master card with their valid identity documents. 3. Submit proof (including ID card); Work certificate or income certificate; Work phone, home phone and my mobile phone; Tax payment certificate; Proof of assets such as real estate and vehicles under the name of the individual; Other banks, credit cards and so on. It depends on the requirements of the bank. 4. Just wait for the bank's approval after submitting the application.