Did Ping An Bank receive your credit information?
In the credit report, Ping An Bank shares the credit line and account number with the credit card, so it does not exist independently as a consumer loan in the credit report, but if it is overdue, it will be presented as a credit card in the personal credit report. Generally speaking, peace is divided by you or a credit report is made at the meeting.
If you need to return it, just return the credit card. If you need to prepay, you need to call customer service to apply for prepayment, and you don't have to pay the remaining handling fee, but you need to pay legal person liquidated damages.
Ping An Bank is divided into business features by you:
Your card is exclusive: your cardholder is exclusive, and you can apply when you open the card;
Convenient application: cardholders can call Ping An Bank's credit card customer service phone to apply directly;
Fast receipt: once the cardholder's application is approved, the bank will transfer the money to the debit card account of the same name designated by the cardholder or other banks within 1 to 2 working days.