Just use the credit card in hand to apply for a new credit card. Generally speaking, there are two types of card applications. One is to hold a credit card from the bank and apply for other credit cards from the bank; the other is to hold a credit card from Bank A and apply for a credit card from Bank B.

The benefits of applying for a card. The conventional card application method requires you to fill in a series of qualification information, such as work, annual income, education, housing, etc. The approving bank will also check your credit report and other comprehensive qualifications. The review process is slow, and if your qualifications are not strong enough, you may be rejected due to insufficient comprehensive scores.

Extended information:

CreditCard, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the specified credit limit. The so-called credit card generally refers to a credit card only.

Reference: Baidu Encyclopedia-Credit Card