Novices can refer to the following banks:
1. China Merchants Bank
It's easy to get off the card. If you have a job, you can take it off at the age of 18. The initial quota is low, but it is easy to raise, rising rapidly, and you can graduate in one year.
2. Shanghai Pudong Development Bank
The best card for girls, the amount rises quickly, and the amount rises faster in stages, and the universal fund gives strength.
3. Agricultural Bank
Ancestral 6+ 1 method, what does Baidu mean?
4. Minsheng Bank
Don't look at the debt, pure system evaluation, the amount is amazing.
5. Guangfa Bank
In addition to strong risk control, abandoning the bank has a strong quota, which is suitable for assets or bosses to apply.
I am a pos machine. I sincerely advise you not to deliberately raise any bank cards. The formation of card slaves is to start raising cards, and the holes are getting bigger and bigger. I didn't get it in the end. Credit card is not a good thing.
Increasing the amount of the card cannot be completed overnight. If you don't have the most basic patience, try not to put up signs. Because of impatience, many cardholders have changed from raising cards at the beginning to cashing out at the end, so the messy and unreasonable consumption records have led to a nose instead of a nose or a face.
Secondly, the amount of card withdrawal depends especially on the performance of POS machines. POS machines with good performance can get twice the result with half the effort. On the other hand, it is useless in the standard card raising scheme. If it hadn't been downgraded by the bank's risk control, Amitabha would have been raised. It is not difficult to increase the number of cards. The hard part is whether you have patience. The difficult thing is whether you can choose a good tool. The difficult thing is whether you can stick to a reasonable credit card.
I have seen many cardholders set up seven or eight POS machines in order to increase the credit limit of their cards. They thought that multiple POS machines combined with brushing machines could reach the amount of money faster, but in the end, the amount of money did not increase, but decreased. The reason is that there are code skipping machines in many POS machines used, and a mouse excrement has ruined a pot of porridge.
Some cardholders, especially Xiao Bai, think that raising cards mainly depends on the method of raising cards, and does not pay attention to the tools of raising cards. It doesn't matter when you handle the POS machine. They think that as long as it is formal, it is a fool to recommend a reliable POS machine suitable for raising cards, and they will not regret it if they do not downgrade their titles.
As for which bank credit card is the most worth raising? There is no standard answer. After all, each cardholder's credit card is different. From the perspective of credit cards, I personally think that ICBC, China Merchants Bank, Ping An and Agricultural Bank are one of the most worthy credit cards, and others such as Guangfa, Shanghai Pudong Development Bank and China Everbright are also one of the better choices.
ICBC, the first big bank, raised its quota simply and rudely with deep pockets. Many cardholders have increased to 65,438+million within one year, and they are one of the four major banks, so there is basically no need to worry about the reduction of the quota. China Merchants Bank just doesn't have an ICBC card, so it's quite convenient to raise the amount. As long as you swipe your card frequently and master some basic withdrawal skills, you can continue to withdraw the amount; Although Ping An Bank has stricter risk control, it will be nailed as long as it keeps swiping the card; Agricultural Bank of China has the best credit card, and the withdrawal amount is not capped. As long as you are good enough, I will always give it to you, and the speed of retreat is not slow.
No bank credit card is worth raising! The best way to use the card is to use up the wool in the bank and cancel the account directly. After half a year, you can continue to bonus hunter and cancel the account again. After half a year, you can apply again and then go to bonus hunter!
Generally speaking, the credit card limit of commercial banks is higher than that of state-owned banks. At present, the popular credit cards in commercial banks mainly include China Merchants Bank, Minsheng Bank, Guangfa Bank and Shanghai Pudong Development Bank. If users want to apply for a higher credit card, they can apply through the above banks. If the user is not satisfied with the credit card limit he has handled, he can also upgrade the credit card and withdraw the amount. At present, various credit cards that are popular and worth raising are as follows: 1, China Merchants Bank YOUNG Card: China Merchants Bank YOUNG Card is a credit card suitable for young people, and the right to withdraw double points for birthdays is as high as 100%. As long as users use it properly, the withdrawal speed is faster.
2. Bank of China Great Wall World Credit Card: The maximum credit limit of Bank of China Great Wall World Credit Card can be as high as 2 million, and it has many exclusive rights and interests, so it is easy to increase the credit limit.
3. ICBC World Struggle Credit Card: The application threshold of ICBC World Struggle Credit Card is relatively loose, which is easy to handle, and it is easier to withdraw the amount by keeping the card well.
4. ETC credit card of agricultural bank: ETC card of agricultural bank enjoys high-speed ETC preferential interest, as well as gas concessions. Car washing and other rights and interests are also better, and the quota is increased. Therefore, it is more cost-effective for car users to enjoy the corresponding rights while increasing the card amount.
5. Ping An Bank Owner Card: The biggest advantage of Ping An Bank Owner Card is that it can enjoy refueling concessions at thousands of gas stations across the country, and the withdrawal amount is fast, and the processing threshold is not high. It is also a credit card worth raising.
6. AE Xiaobai Credit Card of Shanghai Pudong Development Bank: This credit card has good rights and interests, can be exchanged for nine points, and can enjoy VIP room rights and various tourism rights without restriction, but the threshold of this card is high, but the corresponding amount is also high.
7. Ping An Bank Travel Platinum Card: As long as the credit card meets the consumption requirements, it can enjoy 1% cashback, and as long as the card is well maintained, the amount will increase rapidly. It is a credit card worth raising.
8. Bank of Communications Wal-Mart Card: Life shopping is an indispensable part of daily life, and Wal-Mart is full of supermarkets. This card was jointly launched by Bank of Communications and Wal-Mart. Users can enjoy the corresponding benefits when shopping at Wal-Mart with this card, and they can enjoy the corresponding rights while raising the card.
Personal opinion, don't raise it, people are not so good at controlling money.
I started with 5000 credit cards.
Up to now, the debt is more than 2 million.
The card is up.
Here comes the loan.
You are drifting away.
Various expenses
Various investments
start a business
Finally, the funds broke and went bankrupt.
Do as many things as you can, and try not to borrow money.
Still have to go to the local formal institutions to handle POS machines!
Is it useful to raise a card? Can you pass me? It is right to keep a good credit record, and it will be a hole in the end.
Which bank credit card is worth raising? Personally, I don't think it is necessary to raise the credit card amount, and I don't recommend that you raise the credit card amount too high. If the credit card limit is too high, it will easily lead to self-control, and disorderly consumption will lead to failure to repay in time and overdue.
Simply understanding credit card is actually a way for banks to provide post-consumption payment for eligible users. Remember that you can't rely too much on credit cards for a long time, and excessive dependence will easily affect yourself. Don't ask too high a credit card limit, just enough for yourself and your family to spend money at ordinary times. You don't need too high a credit card limit.
I want to use the bank's reserve fund, with high interest rate and low interest rate, and I don't need a special card. As long as you can choose to pay by credit card when you spend online or offline, there will be no overdue repayment, and the bill for each period will remain at around 10. Basically, the issuing bank will temporarily upgrade the three bills, upgrade the six bills, and update the reserve fund once. (It's not as difficult as some great gods say, as long as you keep real consumption, you don't always cash out, and there are not many precautions. )
If you want to increase the quota and reserve fund in a short period of time, I suggest that you use more credit cards from commercial banks, such as Ping An, China Merchants, Transportation, Shanghai Pudong Development Bank and China Guangfa Bank. It is relatively easy for these banks to increase their quotas and reserves. State-owned banks have low interest rates and commercial banks have high interest rates.
In fact, the credit card does not say which bank is worth raising or not. Credit card means that the amount of consumption before payment is sufficient, and only the services we can use, such as the issuing bank and credit card preferential activities, can be said to be good. If you don't use it, even if the quantity is high, what's the use!
I sincerely advise you not to have this idea, and don't do it no matter what the staff who handle the card say.