1, the cardholder's personal behavior, the cardholder uses other people's consumption to play the trick of swiping his own card, swipes other people's shopping account into his own card to increase points, and the shopper returns it to the cardholder in cash at the same time.
2. The cardholder cooperates with the merchant or some loan companies and intermediary companies, and the cardholder obtains cash by paying the handling fee to the merchant.
3. Cardholders use some websites or company services to get cash, and use Alipay or China Mobile to buy prepaid cards online to get cash.
4. Small withdrawals are free. The method is that in some shopping malls or other places where credit cards can be used for consumption, cardholders pay in cash when checking out, and cashiers first collect cash and then use their credit cards to swipe out the corresponding consumption, so as to achieve the purpose of cashing out.