What is the general credit limit for college investment credit cards?
The limit for college investment credit cards is generally around 5,000-20,000.
A college degree is not the main condition for applying for a credit card. The credit limit you can apply for for a credit card depends on many factors and needs to be considered comprehensively. Generally speaking, if you only have a college degree and an average job, you can apply for about 5,000-20,000. The fixed limit for a customer's credit card application is comprehensively assessed based on the information submitted, and the final review result shall prevail.
What are the requirements for college students to apply for a credit card?
What are the requirements for college students to apply for a credit card? What do college students need to apply for a credit card: 1. Applicants should be between 18 and 60 years old (25 to 60 for foreigners), have certain financial ability and have a good credit record. The first thing is to meet the conditions. Applicants for college student credit cards must be full-time For undergraduate students, some have age requirements. Applicants need to provide copies of their ID cards and student IDs, and they must have no bad habits or fights when applying at school.
2. The card-issuing schools locked by the card-issuing bank are usually national 211 project schools and well-known local schools. If your school is not listed as a card-issuing school, you cannot apply for a college student credit card. For example, college students, TV universities, distance education, and self-study students who do not meet the requirements cannot apply for college credit cards. Some banks also require college students' school transcripts.
3. Applicants cannot have student loans, that is, they cannot obtain loans illegally in any aspect. Secondly, applicants must have good personal credit, that is, they must not have multiple breaches of trust. Things like owed Huabei and many breaches of trust, lack of Zhima credit points, and extremely low scores are not acceptable. You can apply for this card only with good faith. Credit points are very important. If they are not enough, the bank may not require them. handle.
In short, we need to apply for a credit card. Only when the above conditions are met can we handle these issues and apply for a credit card. Since college students do not have enough financial income, they have to rely on income; the source is not enough, and only college students’ cards are available. The limit is zero yuan, and you need to save money before spending. Unless your family is very rich and you have the money to do this, it will be difficult to get a credit card with a high limit. In short, we need to adjust our credit individually so that we can apply for a good card. Secondly, if you can't pay the application, you can ask your parents to pay it on your behalf, and then you can pay the rest later.
Can junior college students apply for CCB Bilibili Credit Card?
Yes. In order to meet the needs of young customers, China Construction Bank has launched a student digital version of China Construction Bank's bilibili credit card. College students need to identify a second repayer when applying for a credit card, so parents or relatives need to sign a guarantee statement. College students can apply, but there will be There will be fewer academic qualification restrictions and preferential policies.
Can junior college students apply for a credit card?
If it is China Merchants Bank, college students can now apply for the campus version of the credit card launched by our bank (college students can also apply). You can go to our credit card homepage and click "Apply for Card" and select " "Campus Edition Zone" to view and apply for your favorite card surface. Whether the application is successful or not depends on the system review results.
For college student campus credit cards, after application, the credit limit is temporarily sealed until you graduate. You need to make a deposit before spending, and overdraft is not allowed.
Can college students apply for a credit card from China Merchants Bank? Urgent
Yes, there is no limit after application. Or the quota is very low. It depends on your school. For average schools, the quota is basically within 3,000 yuan. After graduation, you can apply for a program with a quota.
How do college students apply for a credit card?
The credit card application conditions and other requirements of each bank are different. Generally speaking, as long as you are over 18 years old, it is enough. If you have no application record for a month and have a good credit report, you can apply for a credit card.
In addition, if you only have an ID card, you can get a credit card with a very low credit limit, but you can gradually increase the credit limit by swiping the card to reach a certain cumulative amount. If you can provide your own large time deposit certificate with our bank, you can directly apply for a credit card with a higher credit limit (the credit limit is determined based on the deposit amount).
However, many people who are unemployed can apply for the ICBC main card, and all they need is their ID card. However, the applied amount will be very low, it may be tens of yuan or even 0. However, if you use the card for 3 months and spend 500 yuan, the limit can be raised to 500. After that, if you use the card for 3 months and spend another 500 yuan, the limit can be raised to 1,000 yuan, and then capped at 2,000 yuan.
That’s it for the introduction of credit cards for college students.