The following banks can handle credit cards:
1, national joint-stock banks:
China Everbright Bank, China CITIC Bank, Bank of Communications, Industrial Bank, Industrial and Commercial Bank, China Merchants Bank, Agricultural Bank, China Construction Bank, China Bank, Minsheng Bank, etc.
2. Regional joint-stock banks:
Bank of Beijing, Beijing Rural Commercial Bank, bank of tianjin, Shanghai Bank, Nanjing Bank, Bank of Ningbo, Hangzhou Commercial Bank, Shenzhen Rural Commercial Bank, Wenzhou Bank, Xiamen International Bank, etc.
3. Foreign joint-stock banks:
Citibank, HSBC, Standard Chartered Bank, Bank of East Asia, Hang Seng Bank, ABN Amro, Ortiz Bank, BNP Paribas, American Express Bank, etc.
Which banks have credit cards?
Mainland banks mainly include China Industrial and Commercial Bank, China Merchants Bank, China Agricultural Bank, China Construction Bank, China Bank, China Minsheng Bank, China Everbright Bank, China CITIC Bank, Bank of Communications, Industrial Bank, Shanghai Pudong Development Bank, China People's Bank, Huaxia Bank, Shenzhen Development Bank, Guangdong Development Bank, China Development Bank, China Postal Savings Bank, China Exim Bank and China Agricultural Development Bank.
Fees for cash advance in China by major banks:
ICBC's local banks don't charge fees.
2.5% of the cash withdrawal amount of China Everbright Bank, with the lowest in 3 yuan and the highest in 200 yuan.
1% of the transaction amount of Agricultural Bank, with a minimum of 1 yuan.
1% of the cash withdrawal amount of China Construction Bank, with the lowest 10 yuan and the highest 500 yuan.
Bank of China has no handling fee for local banks.
China Merchants Bank advances 1% cash, and the minimum charge is 10 yuan RMB (the down payment of city series credit cards is free of charge).
65438+ 0% of the transaction amount of Bank of Communications, with the minimum 5 yuan RMB per transaction (new standard).
2.5% of the transaction amount of Ping An Bank, with a minimum of 25 yuan RMB per transaction.
0.5% of the cash withdrawal amount of Minsheng Bank, with a minimum of 65,438 yuan +0 yuan.
Industrial Bank charges 2% handling fee for cash advance, with a minimum charge of RMB 20.
China CITIC Bank charges a handling fee of 3% for cash advance, with a minimum of 30 yuan.
3% of the cash withdrawal amount of Shanghai Pudong Development Bank, with a minimum of 30 yuan RMB.
2.5% of the cash withdrawal amount of Guangfa Bank; The lowest RMB 10 yuan.
The notice said that advertisement publishers and advertising operators should conscientiously perform their legal responsibilities and obligations in the advertisement review, check relevant supporting documents in accordance with relevant laws and regulations, and verify the contents of credit card-related advertisements, and must not design, produce, represent or publish credit card advertisements for intermediaries without business licenses or authorization from card issuers;
Advertisements related to credit cards shall not contain illegal contents such as "credit card loan", "POS consumption withdrawal", "credit card withdrawal", "one-stop service for credit cards" and "credit card overdraft repayment". Credit card holders should enhance their legal awareness, consciously abide by the relevant provisions of the state, and handle and use credit cards through appropriate channels to avoid damage to their rights and interests.
Extended data:
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Reference link: Credit Card Baidu Encyclopedia China Administration for Industry and Commerce Online Credit Card Cash Withdrawal-Baidu Encyclopedia
Which bank has a good credit card?
Agricultural Bank Credit Card, Industrial and Commercial Bank Credit Card, Bank of Communications Credit Card, China Construction Bank Credit Card and Shanghai Pudong Development Bank Credit Card are all credit cards with good reputation.
1, Agricultural Bank Credit Card:
Agricultural credit cards pay attention to innovation. According to different customer groups, they have successively launched a series of products, such as standard series cards, official cards, platinum cards and various regional co-branded cards and characteristic cards, which have led the needs of different customer groups.
In addition to providing a series of intimate services such as increasing the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely notification by SMS, choice of consumption password, emergency assistance, and various repayment methods. Combine the advantages of outlets, networks and products all over urban and rural areas to form a strong functional advantage.
2. China Industrial and Commercial Bank Credit Card:
ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
3. Bank of Communications Credit Card:
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its users are a group of people who have ideals and pursuits in life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad.
Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It combines global and local advantages, advocates a brand-new consumer culture and card experience with the theme of China People's Global Card, and provides preferential and caring services around the world.
4. CCB Credit Card:
China Construction Bank Longka Credit Card is a credit card brand with 90 million customers. It adheres to the customer-centric concept and provides customers with professional financial services and convenient payment experience. More than 100 kinds of credit card products, such as Longka Family Card, Global Hot Purchase Card and Tencent Game Card;
Meet customers' domestic and overseas transactions, family care, installment financing and other consumer needs. Special offers such as cash back on Saturday and consumption abroad, as well as various installment products, help customers manage their finances easily and spend wisely.
5. Shanghai Pudong Development Bank Credit Card:
Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free. Pufa Dream Card allows consumers to choose products and rights. Customers customize cards according to their needs, including card material selection, card surface pattern, exclusive rights and interests, and card organization. Then the bank makes credit cards according to the customized information.
Which banks' credit cards are easy to handle?
1, Industrial Bank: Industrial Bank has a relatively low card threshold. It's easier to get a card on Alipay, but it generally takes more than 620 sesame points to apply. As for the choice of card types, I would like to introduce you to applying for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be obtained within 5 minutes at the earliest after the application is submitted. With good credit, it is said that the support rate is above 90%.
2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.
3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.
4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.
Which of the top five banks has the best credit card?
ICBC credit card, BOC credit card, CCB credit card, ABC credit card, Bank of Communications credit card.
Introduction is as follows:
1, BOC credit card
China Bank Credit Card is an international standard credit card, with one card and two currencies, which is universal. No prepayment is required. You can spend easily at home and abroad with your card within the limit, and enjoy an interest-free loan for up to 50 days. China Bank has overseas branches in 20 countries and regions around the world.
China Bank Credit Card does not require a guarantor, deposit or cash deposit. To apply for a bank credit card in China, you only need to fill in the China Bank Credit Card Application Form, and attach copies of identity documents, permanent residence certificates and financial documents.
2. China Industrial and Commercial Bank Credit Card
China Industrial and Commercial Bank Credit Card is the most widely issued credit card in China. At present, the main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the card issuing pair, it is divided into business card and personal card, and personal card is divided into main card and auxiliary card.
3. CCB Credit Card
CCB Credit Card is a credit card issued by China Construction Bank. Credit cards issued by China Construction Bank are all called "Dragon Cards", including exclusive cards, business cards and car cards.
4. Bank of Communications Credit Card
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals, pursuits, know how to enjoy, and are more willing to fight for their lives and careers." Sometimes some people need to go abroad to study, do business, study or travel.
Bank of Communications credit cards are also a group of people with high living standards, and they are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product launched by Bank of Communications on the basis of introducing advanced technology and management from HSBC. It combines global and local advantages, takes "China Global Card" as its main purpose, advocates new consumption culture and card experience, and provides preferential and caring services on a global scale.
5. Agricultural Bank Credit Card
Jinsui Credit Card is based on creating a new life experience for cardholders and is committed to becoming the most trusted credit card brand for cardholders. With innovation as the main line, Jinsui Credit Card has successively launched a series of products such as standard cards, business cards, platinum cards, various regional co-branded cards and special cards according to different customer groups, leading the needs of different customer groups.
In addition to providing a series of intimate services such as increasing the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero card loss risk, timely notification by SMS, choice of consumption password, emergency assistance, and various repayment methods, it also combines the advantages of outlets and networks all over urban and rural areas to form a powerful functional advantage.
Baidu Encyclopedia-China Bank Credit Card Center
Baidu Encyclopedia-China Agricultural Bank Credit Card
Baidu Encyclopedia-Bank of Communications Credit Card
Baidu Encyclopedia-ICBC Credit Card Baidu Encyclopedia-CCB Credit Card
Which bank has a better credit card?
At present, the credit cards with good reputation and credibility in the market are: China Merchants Bank Credit Card, Ping An Bank Credit Card, Guangfa Bank Credit Card, China Everbright Bank Credit Card, China Merchants Bank Credit Card and so on. These are all good choices. Of course, the specific amount of credit card depends on personal qualifications. Which bank's credit card is best not to generalize, as long as it is suitable for users themselves. Here are some bank credit cards:
1. ICBC: convenient repayment, high credit card limit, but strict application conditions.
2. Bank of China: Low credit card, less activity points and convenient repayment.
3. China Merchants Bank: The success rate of card handling is high, the amount is relatively high, there are many activities, and repayment is also very convenient. Powerful function, multi-card integration, high efficiency, high quality service, adjustable consumer credit limit at any time, powerful online banking, lifelong points system, the latest card loss protection plan. The disadvantage is that the integral policy is too tight. SMS reminder function is not very good.
4. CITIC Bank: There are many preferential activities and great incentives, but the credit line is average. The interest-free period is as long as 56 days, SMS reminders are free, and consumption details can be queried by SMS.
5. China Everbright Bank: the success rate of card processing is high, the amount is high, the withdrawal is fast, and there are many points activities.
6. Guangfa Bank does not need to submit any materials. This is the only bank that can apply online. As long as you fill in and submit it truthfully online, the people in the card center will contact you for credit extension within 15 working days. Results GDB card has powerful functions, favorable points policy, many preferential activities, prompt SMS reminder, mature online payment, support for Taobao Yi Bei, and available points. It is one of the necessary good cards. The disadvantage is that it is not very convenient for outlets to pay less. SMS charges three yuan a month. Credit card merchants are not as popular as the four major banks, and online banking is very simple.
7. HSBC is the major shareholder of Bank of Communications, so it is best to bring a Pacific card to Hong Kong. But there is no online payment function at present. The disadvantage is that the credit line cannot be restored immediately after repayment, and the credit card pass rate is relatively low.
8. Shanghai Pudong Development Bank: The approval is relatively fast, the online banking is good, and the recent preferential activities are relatively rich. The validity period of points is not good for 2-4 years, but points can be exchanged.
This concludes the introduction of which bank credit cards and which bank credit cards can refund interest. I wonder if you have found the information you need?