Legal analysis: you can buy it, it doesn't matter. Black households generally refer to people who are blacklisted by banks because of violations of laws and regulations and cannot enjoy banking services. There are many reasons for bank hacking. It is more common for credit cards to owe huge card debts and fail to pay them back within the time limit. Illegal operations such as using credit cards to cash out are discovered by banks; The loan is not repaid; There are criminal records in personal information, and banks cannot accept such qualified people as their customers.

Legal basis: Article 3 of the Compulsory Liability Insurance Clause for Motor Vehicle Traffic Accidents implements a floating mechanism linked to the road traffic safety violations and traffic accident records of the insured motor vehicle. When signing a compulsory insurance contract, the applicant shall pay all the insurance premiums in one lump sum. The insurance premium shall be calculated according to the compulsory insurance rate approved by China Insurance Regulatory Commission (hereinafter referred to as China Insurance Regulatory Commission).