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How can a person with no self-control be prevented from applying for a credit card?

How to prevent a person who has no self-control from applying for a credit card:

1. Let his friends supervise and control the person who has no self-control from applying for a credit card.

2. Let people without self-control have less access to credit card processing information.

3. Help manage the ID cards of people who have no self-control, so that they cannot apply for credit cards due to insufficient documents.