Call the customer service hotline 95555 to apply by voice. After calling the credit card service hotline to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", and then press 3 to enter "Limit Adjustment Application". The system will automatically assess the permanent limit. Send it to your mobile phone as a text message, and reply to the text message #TLEY to increase the temporary limit.

Methods to increase the permanent limit of China Merchants Bank’s credit card:

If a China Merchants Bank credit card holder often encounters situations where the limit is not enough, then it is necessary to request an increase in the permanent limit. The conditions for permanent credit limit increase of China Merchants Bank generally require holding the card for half a year, normal consumption and repayment, and are also related to income and financial situation. It will be more advantageous to increase the amount if you can provide proof of financial resources that was not provided when applying.

Application method:

Log in to credit card online banking and click "Account Management" → "Account Limit Management" → "Permanent Limit Adjustment".

Call the customer service hotline 95555 for voice application. After calling the credit card service hotline to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", then press 3 to enter "Permanent Limit Application", and then press 2 again. The system will automatically assess the permanent limit. The limit will be sent to your mobile phone via text message. Reply to the text message #TG9403 to increase the permanent limit.