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Is ETC deducted on the same day? Is the deduction time the time when the car passes or when the bank deducts money?
On the expressway where ETC is opened, the fees to be charged are directly deducted from the savings card or credit card to pay.

As soon as the car passes the toll booth, the system will not deduct the money immediately. ETC credit cards are all paid first and then deducted. Once a month, it will be settled by ETC Center and then deducted from the bank credit card account. After the credit card bill comes out, you can repay it as usual.

ETC(Electronic Toll Collection), translated from Chinese, means electronic toll collection, which is an automatic toll collection for highways or bridges. The vehicle-mounted electronic tag installed on the windshield of the vehicle communicates with the microwave antenna on ETC lane of the toll station in a special short distance, and the computer networking technology is used to make background settlement with the bank, so that the vehicle can pay the highway or bridge toll without stopping.

2065438+May 19, Dai Dongchang, vice minister of the Ministry of Transport, said that after canceling the provincial toll stations, it is necessary to ensure that the utilization rate of ETC reaches over 90% before the end of the year and ensure the smooth operation of the whole road network.

On April 28, 2020, the relevant person in charge of the Ministry of Transport said that after the provincial toll stations of expressways were cancelled at the beginning of the year, vehicles did not display the full toll amount in the ETC exit lane, but provided the cost inquiry service by pushing information or bills, but some people made comments on this. In order to meet the public demand, local transportation authorities and highway management units organized and implemented the ETC "Feixian" project. All the exit lanes of the expressway can display all the tolls for this trip.

ETC will not deduct money on the same day, but the next day, and the deduction time is the bank deduction time. ETC is divided into several cards and deduction methods.

1, ETC charge card: there is no charge through the expressway toll station, the computer will display and record the traffic, and the system will automatically deduct the corresponding fees from the bank account bound by the user's authorization in several times. ETC recharge card can only be handled by the owner. Directly bind the personal credit card, deduct it automatically without recharging, and repay it monthly (you will receive the corresponding ETC deduction information reminder). When using it, you need to pay an extra handling fee of 1% for each transaction.

2.ETC stored value card: Because it does not have the function of overdraft consumption, it must be pre-stored before it can be used. This deduction is delayed. If ETC is used outside the province, it takes a long time to go through the process of (ETC lane equipment -ETC toll station-processing center outside the province-national ETC networking platform-local ETC center-user deduction SMS).

3.ETC credit card: issued in cooperation with banks and other financial institutions. It integrates the financial function of credit card and the function of dual-interface intelligent chip of CPU of pass card. When used in expressway toll stations, it is equivalent to a pass card, and it is equivalent to a credit card when used in the field of financial consumption. This kind of deduction is not real-time, which is equivalent to ETC bookkeeping deduction.

ETC (Electronic Toll Collection) literally translates as electronic highway toll collection, that is, there will be one or more ETC lanes on the expressway without stopping the toll collection system. The vehicle-mounted electronic tag installed on the windshield of the vehicle communicates with the microwave antenna on ETC lane of the toll station in short distance, and the computer networking technology is used to make background settlement with the bank, so that the vehicle can pay the road and bridge fees without stopping at the road and bridge toll station. The bank installs this ETC express card first, and then charges.

ETC stored value cards need to be pre-stored before they can be used. Generally, the fee will be deducted and SMS will be received within 5 working days, depending on the regulations of the card bank. For ETC credit cards, due to the overdraft function, the bank will make statistics on the deduction details once a day, and users can receive text messages on the repayment date to pay off the credit card bill. ETC recharge cards are generally charged regularly, and the efficiency of ETC charging is different in different regions, but it usually takes 3-7 days to receive text messages.