How to cancel Hua Xia Credit Card
You can cancel the credit card in the following ways:
1. Cancel the card over the phone. For many banks’ credit cards, you only need to make a phone call. To cancel, you must first confirm that there is no outstanding balance in the account before canceling the credit card, and there should be no balance. Then call the credit card customer service number and transfer to manual service, and apply directly to the manual customer service to cancel the credit card.
2. Cancel the card at the outlet. Some banks also require you to bring your ID card and credit card to the bank to cancel the card. You need to fill out an account cancellation application and will call you to confirm a few days later.
3. Cancellation at the bank counter is the same as canceling a card at an outlet. You need to bring the necessary documents, such as ID card and credit card. If you owe money on the credit card, you need to bring cash at the same time.
1. The first cardholder needs to call the official customer service hotline of Hua Xia Bank and be transferred to manual customer service according to the voice prompts on the phone. After the transfer is successful, the cardholder first needs to provide his or her ID number and credit card. After verifying the relevant information, the cardholder can apply for credit card cancellation.
2. Secondly, after submitting the credit card cancellation application, the cardholder needs to follow up on the progress of his or her credit card cancellation at any time. Because credit card cancellation takes a period of time, if anything happens during the period, You need to contact the bank in time to confirm that the credit card cancellation is successful before proceeding with the card cutting process.
3. Hua Xia Bank’s customer service hotline provides 365×24 all-weather services, including: account inquiry, transfer service, telephone remittance, SMS customization, appointment business, Longying Financial Management, foreign exchange card, account loss report, Fax service, consultation service, VIP one-line communication, telephone settlement TPOS, air ticket and hotel customization and other functions.
4. Notes on canceling Hua Xia Bank credit card: Pay off all outstanding balances in a timely manner. This arrears includes bill arrears and annual fees. If there are still outstanding balances in the card, just sell it directly without hesitation. After the interest is compounded, when the amount reaches a certain amount, the bank will start to collect the debt. Confirm whether to cancel the account after 45 days. Credit card cancellation is usually handled through customer service, but it is not possible to cancel the card successfully at that time. When canceling the card, the account will enter the pre-cancellation state. Whether the account has been successfully canceled will not be known until 45 working days. The magnetic strip must be cut when canceling the card. If the card is complete, it may still be usable in some consumption places that only require information without verifying it. There is a large amount of personal information in the card, and keeping it there is a risk of security leakage.
How can I cancel a Hua Xia Bank credit card? The customer service phone number is not answered no matter how hard I call it. . . . . .
Hua Xia Credit Card can be canceled by phone or at the counter.
1． Dial Hua Xia Credit Card customer service hotline 4006695577 to cancel. The telephone customer service will ask for cancellation related matters, mainly to see whether it is suitable for their credit card to be canceled, whether it is balanced, whether there is debt, etc. If the cancellation conditions are met, customer service will accept the user's credit card cancellation application.
2. When canceling a credit card at a bank counter, the cardholder needs to go to the bank with their ID card and the canceled credit card to fill out a cancellation application form. First, the user may receive the card and then go through the corresponding credit card cancellation procedures one month later, but the user can also directly make an appointment to cancel the card on the same day.
Extended information:
Notes:
1. After canceling the credit card, confirm whether it is successful
When applying to cancel the card, usually There is a deadline for successfully canceling the card. This period of time is called the "Card Cancellation Period." During this period, in order to avoid bad debt problems, the bank allows cardholders to settle all their debts during this period. The "card cancellation period" is generally 45 days.
During the close card period, in addition to normal reimbursement, the canceled credit card cannot be used. If the canceled credit card still has debt, you have not closed the credit card within the repayment period, so it is calculated that you close the card. It can also lead to a blacklist on your credit report.
2. Destroy the magnetic strip after closing the card
After canceling the credit card, a large amount of personal information is still saved, and it may be stolen if you swipe the card accidentally.
Therefore, after the pin card is completed, the magnetic strip must be cut and scraped.
How to cancel a Hua Xia Bank credit card
Cancellation at an outlet: Hua Xia Bank credit card can be canceled directly at the bank counter, but you need to bring your ID card and credit card and go directly to a Hua Xia Bank branch. If If you have any questions, you can consult bank staff on site.
Canceling by phone: You can cancel a Hua Xia Bank credit card by dialing the customer service number on the back of the credit card. After dialing the number, it will be transferred directly to the manual. The staff will cancel after verifying the information. The customer service staff may retain you during the cancellation. .
It will take a period of time after canceling the credit card. During this period, the credit card cannot be used. If a new bill is generated, the credit card will fail to be canceled. This is something everyone needs to pay attention to. , the time period for card cancellation is generally 45 days. Therefore, after canceling your credit card, it is very important to call Hua Xia Bank 45 days later to confirm whether your credit card has been canceled successfully.
How to cancel a Hua Xia Bank credit card?
There are two ways to cancel a Hua Xia Bank credit card, as follows:
Cancel a credit card at a bank outlet.
Users can directly hold a Hua Xia Bank credit card and go to a nearby bank branch to cancel the credit card at the counter.
Apply for credit card cancellation by phone.
Users who need to cancel their credit cards can call Hua Xia Bank’s credit card customer service hotline (4006695577), ask the staff to cancel their cards, and inform them. After the information is successfully verified, the card cancellation process will be processed for you.
Notes on cancellation of Hua Xia Bank credit cards:
When applying for account cancellation, the main cardholder should cancel all main cards in the account. If you only cancel the supplementary card, the use of the main card will not be affected, and other cards in the account will not be changed. If the card has not expired, you should apply for account cancellation first, and then go through the specific procedures for account cancellation thirty days later. The annual fee charged by Party A is not refundable; if the card has expired for thirty days, you can directly handle the account cancellation procedures.
Hua Xia Bank is a joint-stock bank with many shareholders. It is not a wholly state-owned bank, but a state-owned joint-stock enterprise controlled by state-owned assets. Hua Xia Bank was established in Beijing in October 1992. In March 1995, it implemented a joint-stock reform; in September 2003, it issued shares for the first time and was listed for trading, becoming the fifth listed bank in the country. The full name is Hua Xia Bank Co., Ltd.
Hua Xia Bank Co., Ltd. is registered at No. 22 Jianguomennei Street, Dongcheng District, Beijing. Its business scope includes collecting deposits from the public; issuing short-term, medium-term and long-term loans; handling domestic and foreign settlements; handling bill acceptance and Discounting; issuing financial bonds; agency issuance, redemption, and underwriting of government bonds; buying and selling of government bonds and financial bonds; engaging in inter-bank lending, etc.
Hua Xia Bank Co., Ltd.’s external investments include Hainan Lepuson Department Store Co., Ltd., Hua Xia Financial Leasing Co., Ltd., Sichuan Jiangyou Hua Xia Rural Bank Co., Ltd., Beijing Daxing Hua Xia Rural Bank Co., Ltd., and National Financing Guarantee Fund Co., Ltd., Kunming Chenggong Huaxia Rural Bank Co., Ltd., etc.
Hua Xia Bank’s shareholders include Shougang Group Co., Ltd., State Grid Yingda International Holding Group Co., Ltd., PICC Property and Casualty Co., Ltd., Beijing Infrastructure Investment Co., Ltd., and Yunnan Hehe (Group) Co., Ltd. Company, Hong Kong Securities Clearing Company Limited, Runhua Group Co., Ltd., China Securities Finance Co., Ltd., etc.
Since its establishment, Hua Xia Bank has won many awards such as "Advanced Financial Services Unit for Small and Micro Enterprises", "The Most Socially Responsible Financial Institution", and "Best People's Livelihood Finance Award in China's Banking Industry".
Hua Xia Bank Credit Card Cancellation
Hua Xia Bank Credit Card Cancellation supports two card cancellation methods: customer service phone cancellation and offline bank branch cancellation. For example, to cancel the customer service call, the cardholder can call the Hua Xia Bank credit card 24-hour customer service hotline 4006695577. After being connected, select manual service according to the voice prompts and apply directly to the customer service to cancel the credit card. Customer service will check the cardholder's identity before registering.
And it will handle card cancellation for cardholders in about 5 working days.
Generally speaking, you can cancel by calling customer service, but if the cardholder accidentally loses his credit card, he can also go to the counter of a Hua Xia Bank branch to cancel the card. After successfully canceling the card, you should call Hua Xia Bank Credit Card Customer Service within about 45 working days to inquire whether the account has been successfully cancelled, so as to avoid the existence of unsettled funds, which will affect the cardholder's credit record.
You need to pay attention to the difference between canceling a Hua Xia Credit Card and canceling an account. Cancellation of a Hua Xia Credit Card refers to the cancellation of a certain Hua Xia Credit Card, which can be the main card or the supplementary card. Canceling a Hua Xia Credit Card account means canceling the entire account of the cardholder.
After the user submits a credit card cancellation application, the cancellation is not successful immediately. There is a 45-day risk period after submitting the application, which means that the cancellation is not considered successful until the 46th day. The purpose of asking users to wait for 45 days is to avoid users incurring unsettled charges, and during this period users can also choose to cancel the cancellation application. And after 45 days, the credit card was successfully canceled.
That’s it for the introduction to Hua Xia Bank credit card cancellation.