CITIC Bank credit cards (including the main and additional cards of the combined account) under the same customer's name are all entitled to unlimited credit. That is to say, the limit of applying for multiple credit cards will not be accumulated.

For example: Suppose your personal limit is 10,000 yuan, and you have two credit cards from our bank. Both cards use your personal limit of 10,000 yuan. If card A has used 4,000 yuan, B The card can only use the remaining 6,000 yuan.

Extended information

CITIC Credit Card Annual Fee

1. Platinum Card Premium Card: Principal Card: RMB 2,000; Supplementary Card: RMB 1,000 .

2. Elite Card: Main Card: RMB 480; Supplementary Card: RMB 240.

3. Titanium Card: Main Card: RMB 480; Supplementary Card: RMB 240.

4. Gold card, main card, dual currency card: RMB 300; RMB single currency card: RMB 200.

5. Additional cards: Dual currency card: RMB 150; RMB single currency card: RMB 100.

6. Regular card: Main card: RMB 100; Supplementary card: RMB 50.

If you swipe your card or withdraw cash once within 30 days of card approval, you will be exempted from the annual fee for the first year. If you swipe your card or withdraw cash a total of 5 times within a year, you will be exempted from the annual fee for the next year. No fees will be charged if the credit card is not activated (note: CITIC Infinity Credit Card, Air China World Credit Card, Platinum Credit Card, Magic Titanium Card, and Annual Fee Package Card are excluded).

CITIC Credit Card Center - Is the CITIC Bank credit card limit exclusive?