Will the credit card be invalidated if it is not activated for 2 months? Will it become invalid after it expires? Nowadays, there is a lot of chaos in applying for a credit card. Many people apply fo
Will the credit card be invalidated if it is not activated for 2 months? Will it become invalid after it expires? Nowadays, there is a lot of chaos in applying for a credit card. Many people apply for a card and then leave it aside without activating it. There are also many people holding multiple dormant credit cards. So, if the credit card is not activated for 2 months, will it become invalid? Actually that’s not the case! Whether you go to a bank branch to do business or meet a bank credit card salesperson, you will inevitably be tempted by the staff to apply for a credit card. Their rhetoric is usually: it only takes a few minutes to fill in the information, and if you apply for it, you will be fine. You can use it or not activate it. It won’t have any impact on you. If you encounter such a situation, don’t take the bait easily. Although not activating a credit card may seem to have no bad impact on the cardholder, In fact, there are great risks involved. For example, multiple dormant cards will affect the bank's creditworthiness, and some special credit cards will charge annual fees if they are not activated. Many people think that a credit card will become invalid if it is not activated for 2 months. In fact, this is not the case. No matter which bank issues the credit card, as long as you successfully approve the card, regardless of whether you activate it or not, the bank will not automatically invalidate the credit card for you. Generally, it will not be automatically invalidated until the validity period of the credit card expires. In other words, the credit card can be activated and used before the end of the validity period. If there is no need to use the card, it is recommended that the cardholder cancel the credit card as soon as possible to avoid unnecessary information leakage, theft by others, annual fees, interest and other troubles. The consequences of applying for 18 credit cards at once are very serious. After reading this, I dare not do so. In short, it is wrong to say that a credit card will be invalidated after 2 months if it is not activated. A dormant card that is not activated will be invalidated after the credit card expires, and the validity period of a general credit card 3-5 years, how do you grasp the risks during this period? It is safer to log out as soon as possible.