generally, all the credit cards you apply for have a certain amount, but the amount is different. For college students and people with bad credit, it is common to apply for a zero credit card. So, what is the use of zero credit card? How to use zero credit card?

when you get a zero-line credit card, first deposit the money in the credit card, and then make credit card consumption. Generally speaking, the credit card limit is zero, but the cardholder can still use the full reduction activity of the credit card to get a discount when swiping the card, and can also accumulate credit card points through payment and participate in the points redemption activity in the credit card mall.

however, it should be noted that if you want to use a credit card with zero credit limit, you must deposit cash into the card first.

the credit card limit is not fixed, and the bank will adjust the limit according to the customer's card usage and credit status. After using it for a period of time and keeping your personal credit information well, you can apply for an amount increase. When the credit card is successfully withdrawn and the limit is no longer zero, there is no need to continue to deposit money into the card.