On the one hand, a higher credit card limit is convenient for daily large consumption; On the other hand, it is regarded by many cardholders as a symbol of a good credit record.
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Then take China Merchants Bank as an example.
Step 1: Click to apply for a credit line.
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Step 2: Bind the credit card.
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Step 3: Log in to the Credit Card Center and enter the main menu.
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Step 4: Enter the credit line management and apply for increasing the credit line.
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Step 5: After applying for credit line adjustment, click My Credit Line again.
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How's it going? The credit line was increased by 30,000 pounds. Very simple and convenient!
Note: When applying for credit card limit, the bank will judge according to the quantity, amount and credit status of your credit card.
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Related questions and answers: How to ask the boss for a raise 1: I have asked the boss for a transfer twice, which is a disguised salary increase request. Different results lead to different lessons. I worked in that company for almost three years for the first time, and I was almost numb to that job and position, and my boss never gave me a raise. So, on the condition that I am familiar with the business, I asked my boss to transfer my post-now that I think about it, this is a very wrong move. The boss disagreed. After that, our relationship was not as good as before, and finally I had to leave. The situation was similar in the other time, but this time I adopted the strategy of discussing and talking. Tell my boss my work attitude, feelings and general situation about my work. The boss listened carefully and tried his best to help me solve the problem. Although the transfer failed this time, I still got a raise. In fact, labor relations are equal. As long as you think the salary increase is reasonable, you have the right to ask. However, it is best to communicate with the boss skillfully when proposing a salary increase. Even if it is not accepted by the boss, it will not leave you embarrassed and affect your future work. Case 2: Skills of asking the boss for a raise When the company drastically cuts employee bonuses or even freezes wages due to the decline in performance, it seems a bit like an idiot. And even if you find the right opportunity and get up the courage to ask your boss for a raise, he will tell you that the company is short of funds at present. Don't despair at this moment Remember, no boss wants to lose his best employee. The new issue of Fortune magazine teaches you how to pull your feet out of the mire of stagnant wages. When designing your own incentive plan, first imagine how much you can contribute to the company. Frydek Crandall, head of a business management consulting firm called the Center for Labor Efficiency, said that when talking about salary increase, really smart employees would sit down calmly and discuss the issue with their salary consultants. For example, if your company is suffering from high operating costs, you can tell your boss what you will do to help the company cut costs. At this time, you will take the opportunity to bargain with your boss-what percentage of the saved funds can be transferred to your salary. Similarly, when the company needs to strengthen its profitability, it can also adopt the strategy of asking the boss for money. Take time to talk to your boss about the company's future development plan. If the prospect is attractive, you can immediately ask to be the implementer of the plan, you can take the opportunity to ask for a raise, or you can ask for a bonus instead of a raise once the company's business turns around. Give an alternative way to raise wages. Don't discuss the basic salary directly with your boss. Since employee salary is the fixed cost of the company, raising employee salary will mean increasing the burden of the company. So you can ask for a raise in another way, such as asking the company to give you some stock options or a little bonus. It is also one of the ways to provide some salary increase schemes for the boss to choose, but make sure that these schemes are operable in practice. The salary consultant suggested that the boss could be asked to provide better office space, parking lot or communication equipment. Although these things can't let you see the actual salary increase, they actually increase your income. If your company is small, you can ask your boss to reimburse you for most of your expenses. Think of some flexible ways to transfer some company funds to your pocket. For example, you can suggest that the company dismiss temporary workers or contract workers, and their jobs can be replaced by regular employees of the company, asking for the money saved by the company to be distributed to you employees. But make sure that this requirement meets the needs of the company, not just your own. Don't just stare at your salary cash account. If your company is short of funds, you can ask the company for some non-cash rewards. For example, you can ask the company to reduce the working hours by one week, implement flexible working hours or give extra vacation time. PaulaTod, chief compensation consultant of TowersPerrin, said that when a company is really unable to give its employees a raise, it will be more willing to provide them with the above salary. He said: "However, you should be careful not to put your colleagues in a passive position because you have increased your time outside. At the same time, don't neglect your career development. Although career development is not as real as cash compensation, career development opportunities are priceless. These opportunities can not only help you improve yourself quickly when the company's business improves, but also give full play to your talents. So you can try to turn your salary increase request into asking the company to provide you with career development opportunities, including increasing training and changing jobs. Or ask the company to give you the opportunity to participate in the task, join the Committee, or establish the company's future development plan, so that more people can understand your talent. Think carefully before you speak. FrankBel, HR consultant of Hewitt Federation? Monte said that before asking the company for a raise, it is necessary to reflect on it. Make sure you don't get a raise this year because of similar poor performance at work. Or think about what projects you have successfully completed, what work can be improved and what contribution you can make to the company in the future. StevenGross of Mercer Human Resources Consulting added that there must be a clear goal first. Before asking questions, you should think carefully about what your boss thinks is satisfactory, so you should know what you should do to achieve your goal. Focus on the future and pay attention to how long it will take for your company to get a raise again. DanMoynihan, the person in charge of consulting housing compensation resources, suggested positioning yourself as one of the company's core employees, so that you would be one of the targets of the company's salary increase. Don't be reckless and impulsive. Gross warned not to threaten to leave or ask the company for a raise. Before talking to your boss, remind you that you are planning for your future. Ask your boss questions around your needs, but don't just focus on yourself. I'm sure your suggestion will benefit the whole company. Crandall said, "The less you talk about what you want and what others have, the more you can get yourself closer to your goal. Case 3: Talk about how to achieve salary increase through skills. Whether you are a hedonist or a workaholic, it is inevitable that you want to raise your salary. If you want to raise your salary, it is nothing more than waiting for your boss to take the initiative to raise your salary and ask for a raise. The most ideal result, of course, is that the boss will observe the people's feelings, sympathize with the employees, and give you a salary increase actively and happily. When you work hard and try your best to show your performance, imagine that every night the boss will call you into the office early tomorrow morning and kindly say to you: You have worked hard, and I have decided to give you more money. In anticipation, this exciting moment has never come. Always use a popular saying: if you want to, just say it. How can the boss know what you want if you don't tell him? Instead of waiting, why not? Therefore, if you are a modern person, courageous and independent, you will probably choose to take the initiative. Here, the problem really appeared. Perhaps most people who have the same intention as you will think of such a question before launching an attack-will my boss and I ask for more money, and will they have an opinion? The career counselor tells you that the boss must have an idea! The question is what will the boss think of you? Will these views be bad for you? In order to solve this problem, Shanghai Ke Rui Management Consulting Co., Ltd., the first career consultant in China, conducted a survey on the management and human resources departments of enterprises, and found that employers have certain commonalities in their views on employees' salary increase requirements. Let's see what they think. Employees who began to pay attention to the stability of employees put forward salary increases, indicating that employees are no longer satisfied with the status quo and job instability factors are increasing. As a boss, how should I deal with it? Is the purpose of improving employees' treatment to improve employees' loyalty and steadily improve their positions? Or refuse the request and formulate countermeasures for possible employee turnover? Generally speaking, the boss never thinks that money is the key to solving the problem of stability. The employee's self-evaluation is too outrageous. Some employees ask for a raise just because they want it, and there is no objective evaluation of the value they have created for the company. The salary increase depends on strength, and only strength can have the right to speak. If the employee who makes the request is a dispensable person or someone who doesn't need to use it, this behavior is undoubtedly suicide. It is equal to forcing the boss to "cut the gordian knot". In many cases, employees who ask for a raise have usually found or are looking for a way out for themselves. If he doesn't promise a raise, he will leave. If this employee has the ability and strength, then such a requirement is to force the palace. You showed your cards and gave the boss two ways. Yes or no, the boss must be reassessing your strength, potential and loyalty (the objectivity and fairness of this estimate is of course a problem) and making a choice. It can be seen that enterprises and bosses are generally cautious about employees' salary increase requirements. How can I make my salary increase plan come true? Mr. Bian Bingbin, the chief career consultant of Ke Rui Company, gave an expert opinion. Need to consider corporate culture and corporate management style. Relatively speaking, in an open and communicative corporate culture, employees are more likely to ask for a raise. Because under this value evaluation system that encourages competition, the relationship between contribution and income is closer, the boss is also willing to discuss value issues with employees, and is also willing to use material methods to improve the enthusiasm of employees and stimulate everyone to create more wealth for the company. Reasons for salary increase: Personal Importance If you are the software design department of an IT company, you are more confident about a salary increase than your colleagues in the company's human resources department. Because you are in the core department of the company. This is very important. The market determines the value. How much money you are worth is not up to you. For the company, the more wealth you create, the more valuable you are. In order to keep a cash cow like you, even the boss will take the initiative to give you a raise. If you are just a marginal person, if you are not much more and not much less, then you are still good. Don't touch this sensitive topic rashly, lest you miss the mutton and make a mess. Whether your position is in the core department of the company or closely related to the core projects of the company is one of the decisive factors for the success of salary increase. Reason 2: Job Fit If the job is not on the right career development route, it is hard to say that you have no development prospects, and it is difficult to guarantee your current worth. This is a long-term problem, temporary or lifelong. Everyone has their own unique professional temperament and attributes, different professional interests and tendencies, as well as their own abilities and potential models. These factors determine that everyone has a suitable job, and the suitable post is the stage for you to realize your self-worth. Only by finding a stage suitable for your own development can you have the opportunity to continue to develop. With a high degree of personal and professional matching, we can make our "salary situation" better. The first two points are analyzed from the perspective of employees. On the other hand, once again, from the perspective of the employer, let our salary increase request be based on objective rationality and fairness. Are you worth it? This is the first question that bosses usually consider when they meet the demand for salary increase. How's your performance? How much have you contributed to the company? Is your contribution consistent with the return you are getting now? If it doesn't match, how much should I add to it? What changes will it bring to the company if you agree to your request? Will it break the salary balance and cause dissatisfaction among other employees? This series of questions boils down to three words: "Are you worth it?" Are you suitable? Just like the last question, "Does it suit me?" Similarly, the company will think from a longer-term perspective when facing your requirements. Maybe you are doing well at present, but can you still grasp the unpredictable future calmly? Maybe your ability is at your limit now, so will it make sense to renew your contract with a raise? These are all questions that you must consider carefully before asking for a raise. Asking the boss for a raise is not a very casual thing, and it can't happen all the time, so make full preparations in advance, consider all possible situations, weigh the pros and cons of each situation, and then consider whether to raise the salary. Only in this way can we have greater confidence. There is skill in talking about salary increase. After careful consideration, you decide to ask the boss. This is the right skill you need. Whether the skills are used properly or not is directly related to the final result. Experts gave the following two suggestions. Express your intention clearly. Now that you have decided to bring it up, don't hesitate after thinking it over. Courage, express your ideas in the most direct and clear way, and put forward your own requirements. If you can't express it clearly, not only can you not have the implicit effect in your imagination, but you will get twice the result with half the effort. So it must be clear that it is best to find a direct supervisor to solve the problem. The direct supervisor should be one of the people who have the most say in your work performance and ability. Talking to him directly can not only better express your intention, but also avoid some unnecessary troubles. You know, every leader has a lot of opinions about the leapfrog report of his subordinates. Moreover, if you go beyond the level, the other party may know nothing about you, but the effect will be discounted.