If you are shopping on an overseas website, the return process is quite complicated. First, the merchant must clear and confirm the refund before refunding. You also have to go to the acquiring bank, to the VISA organization, to China Merchants Bank, and then to China Merchants Bank. It will be credited to your account. If it is fast, it may be about a week, if it is slow, it may be a month. You have to wait slowly, but generally speaking, as long as the merchant confirms the return, it is only a matter of time! In the end, there is really no return, so it’s not too late for you to refuse payment through your bank!

Credit card overseas consumption refunds

There is no fixed arrival time for overseas consumption refunds. It depends on how many intermediary banks it needs to go through and the time required for each intermediary step. It usually takes two to three days to a week for the refund to arrive, but in rare cases it can take up to one month.

Foreign credit card refunds

It is quite difficult to handle international payments, there are many intermediate steps, and when the account is credited

If you return to your country, you must give feedback to the card issuing bank, request, and collect If the single bank has an Internet connection in China, give it feedback, ask for assistance, and hope that the merchant will cooperate.

For overseas credit cards and cargo disputes, it is best to exchange the goods or negotiate a low price and get a cash refund. Domestic card refunds are already troublesome, not to mention that overseas UnionPay cannot control the acquiring channels.

Since UnionPay cards are different from visas, they cannot be pre-authorized. After placing an order on Amazon, UnionPay will directly convert it into currency and deduct the money. If the order is canceled during the period, the money will remain in Amazon or UnionPay. , anyway, it will not be returned to the personal bank card. If it's quick, it'll be about a week, if it's slow, it'll be about a month, just wait.

CMB Visa refunds for overseas purchases can be credited within 15 days.

VISA credit card is a credit card jointly issued by the card-issuing bank and VISA International Organization. This credit card can be used at VISA authorized merchants worldwide. The credit card has the VISA international logo on it.

Visa International itself does not issue cards directly. VISA-branded credit cards are issued by members participating in Visa International (mainly banks). In the Asia-Pacific region, Visa International has more than 700 member financial institutions issuing various Visa payment instruments, including credit cards, debit cards, corporate cards, commercial cards and purchase cards. These products can make you feel safe, convenient and reliable when consuming.

Identification method

The method to identify whether the credit card in your hand is a VISA credit card is very simple: see if there is a VISA International logo on your credit card. If there is a VISA logo, it means VISA credit card.