1. How does Yika Wuyou help me repay my loan automatically?

After members register for real-name authentication for free, you only need to bind your credit card, apply for a repayment task, set the repayment amount and repayment time, and the APP will automatically help you formulate a repayment plan. , the bank will first advance 8-10% of the bill amount to help you pay it back, and then automatically spend it, then pay it back, and then spend it. In this way, it can help you settle your credit card bill this month in multiple payments. , and the bill simulates your real consumption! And you only need a handling fee of about 0.99, which you pay through the credit card you repay.

The specific operation of worry-free repayment of 200 million cards

For example, if your credit card bill is 10,000, then I only need a handling fee of 99 yuan to achieve full repayment. After downloading the APP, first register an account, then perform real-name authentication, bind the credit card and set the repayment amount and time yourself. You can choose 2-19 days to repay. This APP can help you plan the number of days and the number of repayments. , the APP software will automatically help you implement your repayment plan, only charging a handling fee, and no other fees are required. In other words, if you repay 10,000 yuan in full, you only need a handling fee of 99.1, and it is a small amount of multiple purchases with points at established merchants. The principle is that you pay this month's bill and spend next month's bill. Help you extend the bill to the next month, the next month.

3. Is Yika Wuyou safe?

1) The repayment funds of Yika Wuyou users are all advanced by banks, and users do not need to deposit funds in advance

2) Our repayment channels and consumption channels are all national first-level payments. The license is provided by Gaohuitong, registered with the state, and supervised by UnionPay.

3) The company has legally registered through the Internet website security service platform of the National Public Security Bureau.

4) The platform has privacy and confidentiality ISO8583 protocol and RSA signature verification Jiangnan Tianan SJJ1528, which is truly safe and reliable.

5) Each repayment details, merchant details, and credit card statement are clear and UnionPay can supervise them at any time.

4. Why can banks cooperate with us, Yika Wuyou?

1) The repayment funds to customers are all through formal bank channels authorized by the bank, and the bank charges part of the fee! The consumption channel is a formal consumption channel cooperated with a first-level payment license company, and is registered and supervised by UnionPay!

2) The consumption channels we use are all high-quality merchants with points. Banks will charge fees. Repaying 10,000 yuan will incur a handling fee of 99 yuan. About 50 of them are banks and The payment company takes it away, and the bank is the biggest beneficiary!

3) Smart repayment solves a very troublesome problem for banks. Customers’ credit cards are overdue and bad debts turn into black accounts! Thinking about the problem from the perspective of the bank, the bank does not want the customer’s bad debt to become a black account! So since the bank can get benefits and help him solve the bad debt problem, why not cooperate with us? So since we are cooperating with a bank, are the funds safe? Of course it is safe.

Yika Wuyou is a good product that benefits the country, the people, me and others. It solves bank bad debts, overdue customers, credit card repayment pressure, and improves credit.

5. My credit card limit is 50,000, but I only need to repay the bill of 20,000. Will my remaining money be swiped away?

First of all, our repayment channels and consumption channels are directly cooperated with Gaohuitong. Every repayment and consumption is operated through the bank (you can check the details of the repayment consumption bill Information confirmation), secondly, Yika Wuyou is an Internet website security service platform and company legally registered by the national public security organs, and has legal qualifications and registration; thirdly, Yika Wuyou has been tested by tens of thousands of people and successfully completed repayment, without any Any member who reports that his or her credit card has been stolen will file a complaint and call the police! You can use it with confidence!

What are the advantages of 6.Yika Wuyou compared with the POS machines on the market for cash out and repayment?

First of all, Yika worry-free repayment does not require principal, and the bank advances to help you repay. Secondly, whether it is consumption or repayment, traditional POS machines and mobile phone swiping machines are all manual operations, which is very difficult. Trouble, if you want to spend a sum of money in installments, you may need several POS machines to conduct several consumption transactions, and it is also easy to be locked by the bank for malicious cash out. However, Yika Wuyou adopts one-click intelligence to set the time, Amount, number of transactions, after clicking submit, all problems can be solved with one click. No matter how many times you need to consume or the amount, you only need to set it on the APP. After the setting is completed, the background will automatically match the merchants in your location, completely Simulate real consumption bills, so that customers’ consumption does not have any suspicion of cashing out. At the same time, customers no longer have to carry the POS around with them. They can operate it anytime and anywhere with just one click on their mobile phones, which is convenient and convenient!

7. The advantages of Yika Wuyou compared to ordinary refund apps on the market:

1) No need to purchase an activation code, all users can register by scanning the QR code, and promotion is simple , quickly lock in the market;

2) No pre-deposit is required, all user repayments are provided by banks;

3) Agents make one-time investment, lifelong income, no need to repeat Stock up on cards!

4) Intelligent bill analysis, small multiple repayments, repayment time of 2-19 days, customers can choose independently, improve personal credit, and quickly increase the limit;

5) All consumption channels are established merchants, and every transaction carries points.

6) Free membership promotion is profitable and truly realizes automatic market fission.

7) Fixed agent level profit sharing system and healthy market development.

8) Agents earn high profit margins, and the highest profit from investment promotion is 65 pips.

8. Will the credit limit of the card be reduced or blocked if I make worry-free repayment with Yika?

Of course not, not only will your limit not be reduced or your card blocked, but it will also help you improve your personal credit score and increase your credit limit faster!

First of all, Yika Worry-free cooperates with the bank, and the bank will help you repay the loan, and it is through the method of small and multiple payments, passed the detection of the bank's risk control department, and is set according to the bank's limit increase mode. Repayment methods and bills simulate real consumption.

Secondly, the consumption channel is a real merchant with consumption points signed by the bank;

At the same time, hundreds of thousands of members have tried it personally and made multiple repayments. Facts have proved that it is very effective for the card. No impact.

9. Important matters that must be paid attention to when setting up a repayment plan for Yika Wuyou:

1) The credit card must not be in an abnormal state or be a black account when the user sets the repayment.

2) The credit card must reserve the minimum amount of handling fees required for the repayment amount, and the prepayment must be successful.

3) In order to avoid overdue problems and better take care of your credit card, please develop the habit of executing the repayment plan as soon as the bill comes out and repay the loan in advance. Do not wait until it is overdue immediately. If you are in a hurry to repay, submit your repayment plan at least 2 days in advance.

4) When the user sets a repayment plan, if you have applied for an installment and want to pay it off in full, please call the credit card center to cancel the installment and deposit the installment fee to the credit card for the credit card center to Deductions allow you to set up a repayment plan. If you apply for a universal gold loan with a credit card, you must deposit the amount that needs to be deducted from the universal gold every month to set a repayment plan.

5) Yika Worry-free is a consumption-type repayment. The consumption channel is the bank signing channel. The problem of card blocking and derating must be caused by the accumulation of your usual card use. Please pay attention to your consumption and card swiping. As a rule of thumb, you must not be in a state where a large amount of funds are transferred in and out for a long time, let alone a situation where the card balance of a large amount of funds is transferred in or out is less than 10%.

6) If you set a repayment plan, you can set a few more days, so that you can make multiple repayments in smaller amounts

7) Please call the credit card center for repayment and consumption text messages. All activations include small-amount repayments, because when the APP implements the repayment plan, the APP will first deposit an amount of repayment for you and then spend it on you. If your card is in an empty card status, the credit card center may be there. At this time, some of your other expenses have been deducted, and the APP cannot be executed when you consume again. You will be in an abnormal billing state. However, most of the handling fees are less than 300. Many credit cards have not been deposited within the text message prompt, and when you consume, There are consumption text message prompts, which will cause misunderstandings about the APP. Credit card payment details, text message reminders and bill updates will be delayed. If you have any questions, please call the credit card customer service directly for consultation. It is the most accurate!

8) During the repayment period, please do not use this credit card for consumption, and you cannot freely touch the funds that the bank helped you repay on your behalf. If other fees are automatically deducted, please make up for the deposit in time. credit card, and actively cooperate with customer service to handle related issues to avoid defaulting on bank advance funds, which may affect personal credit or even become a black account! Please cherish your personal credit report!

10. Will UnionPay’s policy affect the normal operation of Yika Wuyou?

From a general market point of view, no matter how UnionPay’s policies change, this agency industry will always exist. It has been more than 10 years since the emergence of POS machines. Now there are many POS machines selling on the street. Companies that pay licenses will launch their own POS machines. I have never heard of the police arresting those selling POS machines on the street. Because the biggest beneficiary behind this generation of repayment and cash-out is the bank, and he has earned all the money he should have earned.

2) The industry of agency repayment has actually existed for a long time. It used to be offline POS machines, but now it has just been upgraded. In line with the needs of the development of the times, it has become an online App smart repayment, which also increases the number of customers. The user experience is more convenient and safer.

3) Our company’s capital channels are all through formal banking channels, and the consumption channels are also the consumption channels of third-party companies with payment licenses, which are very formal.

11. How agents can correctly guide customers to use Yika Worry-free software to avoid customers’ overdue problems

1) Yika Worry-free is just a repayment tool software that helps customers repay credit cards on their behalf. , but it is not a nanny. After the customer submits the order on Yika Wuyou, he will never pay attention to the execution progress. Don’t submit the plan and never look at it again

2) If during execution During the planning process, if there is a problem of execution failure, the customer himself has to verify whether there is a problem with his card

a), whether the balance in the credit card is sufficient

b), and online payment Whether it is opened and whether there is a limit

c), or the bank channel fails to make successful purchases. This will exist. Sometimes when people use POS machines to cash out purchases, they often encounter unsuccessful card swiping for the first time. , the phenomenon of successful credit card swiping only after the second time. In this case, the platform customer service will handle it manually as soon as possible. No need to worry, just pay attention to the status.

d) Transaction limit setting. The transaction limit set for some customers’ cards is only 3,000 to 5,000 yuan a day. If the company executes one or two more transactions for them, they will not be able to consume within the limit, resulting in The repayment plan failed

3) Only the billing date is recorded, not the repayment date. This problem has been mentioned before.

Because our Yika Worry-free execution plan requires a time period, at least 2 days. Some customers only start making repayment plans when there are still a few days before the final repayment date, so time is very rushed! For the repayment of large amounts of funds, such as 50,000 to 100,000, it is recommended that the customer make a repayment plan as soon as the bill comes out

4) If the customer has verified that there is no problem with his card, he can Call customer service and report your problem to the company's customer service. The customer will register your registered mobile phone and leave it to the backend technicians to solve it! Once again, I would like to remind everyone to call customer service, be patient and explain the problem to customer service, do not get angry with customer service, and compare your feelings with others! Customer service is here to solve problems for all of us

13. The problem of imbalance between customers’ accounts and consumption during the repayment process

First of all, we must make sure that the company’s system of repayment always adheres to First, repay a sum of money to the customer, and then spend a sum of money to get it out! This point is absolutely unquestionable and 100% no problem! We will never swipe an extra penny from our customers, because if we swipe a penny from our customers, we will be committing credit card fraud and will be held criminally responsible!

Then why do some customers often report to agents that they only see consumption reminders but not the payment?

1) Delay in payment in the bank system

2) , Some customers’ cards do not have SMS reminders for debiting, or do not remind for small amounts, but the consumer bank will definitely notify you via SMS

3) Savings and credit two-in-one card, because of the two-in-one card, the bank will First put the repayment funds into the savings account. Only on the final repayment date will the bank put the funds into the credit card account

When encountering this problem, ask the customer to contact the credit card bank customer service Call and ask if the funds have been credited! It’s crystal clear! It is also the most direct and effective way!