Some credit cards of Shanghai Pudong Development Bank can choose their own card patterns or customize their own personalized patterns, so the bank will charge a publishing fee for these cards.

For example, the dream card of Shanghai Pudong Development Bank will have a page fee, which has nothing to do with whether the user activates the credit card. As long as the user's credit card is successfully downloaded, Shanghai Pudong Development Bank will charge the page fee for the dream card of Shanghai Pudong Development Bank, which is usually non-refundable.