Bank cards generally have magnetic stripe cards and chip cards, which are operated as follows:

1, magnetic stripe card:

Find the card slot of the ATM;

The front (with pattern) of the card faces upwards, and the magnetic stripe faces downwards;

The arrow on the front of the card points in the direction of the ATM;

Just stick it in the bayonet.

2. Chip card: the front chip is facing up, and the rest are the same as magnetic stripe cards.

Automatic teller machine (ATM) is also called ATM (abbreviation of Automated Teller Machine), which means automatic teller machine. Because most of them are used to withdraw money, it is also called ATM. It is a highly sophisticated electromechanical integration equipment, which uses magnetic code cards or smart cards to realize self-service of financial transactions instead of the work of bank counters. You can withdraw cash, query deposit balance, transfer between accounts, query balance, etc. You can also do cash deposit (real-time entry), check deposit (not provided in China), passbook replacement, intermediary business and so on. Cardholders can use credit cards or savings cards to handle automatic withdrawal, balance inquiry, transfer, cash deposit, passbook replacement, fund purchase, password change, mobile phone bill payment and other services according to passwords.

2065438+In March, 2009, the People's Bank of China issued a notice that ATM transfers can be received in real time without waiting for 24 hours.

According to the installation location, ATMs can be divided into outdoor ATMs, indoor ATMs and independent ATMs.

Indoor: According to the usage of ATM, indoor ATM can be divided into lobby type and wall-mounted type.

Outdoor: According to the requirements of safety performance, outdoor ATMs are semi-closed and fully closed. Fully enclosed ATMs can be further divided into squares and circles according to their appearance. Square is generally called outdoor ATM, and circle is generally called ATM protection cabin.

1. Newly built or rebuilt ATMs must meet the requirements of national security industry standards and technical specifications, and be equipped with security precautions such as electronic camera monitoring, burglar alarm and network alarm.

2. Off-line ATMs shall realize network alarm in accordance with relevant national standards, sign a cooperation agreement with the unit where the ATM is located, stipulate the responsibilities and obligations of both parties, and cooperate with the ATM security work.

3 ATM area to strengthen the safety of ATMs, cooperate with each other, find hidden dangers, timely rectification.

4. Once ATM risk events and cases occur, they should be reported immediately, and the reasons should be found out quickly and solved in time.