1. He has opened an account in China Construction Bank for more than one year, and the average monthly deposit balance is more than 500,000 yuan;

2. Loan from CCB within one year, with a loan amount of more than one million yuan, and normal repayment has not occurred;

3. Within one year, CCB will spend more than 10 million.

After meeting the above four conditions, you can apply for a platinum credit card.

Requirements at the time of application:

1. The average monthly salary in these three months is more than 7000 yuan.

2. The annual income is 654.38 million yuan.

3. The deposit or investment account has been opened for 6 months, and the average monthly deposit/investment balance in the last 6 months is more than 200,000 yuan, or the bank AUM value is more than 200,000 yuan.