As we all know, when you apply for cancellation of your credit card, whether you go to the counter to cancel your credit card face to face, you must call the bank 45 days later to inquire about the cancellation situation, and only after confirmation can you truly cancel it. If the user fails to authenticate after 45 days, the logout will fail. So, why did the cancellation of credit card by phone fail?

Why failed to cancel the credit card by phone?

The cardholder of 1 provided the wrong ID number when the bank staff verified the information, which also caused the cancellation failure.

Ensure that the credit card has no arrears and extra money within the 45-day cancellation period, otherwise the cancellation will fail.

If there is a refund in the credit card within the 45-day period of cancellation, it will become overpayment, and you need to contact the bank to dispose of the money, otherwise the cancellation will be unsuccessful.

All the above are the reasons for the failure to cancel the credit card by phone. The reasons for the failure are as follows. I hope I can help you. If the annual fee is deducted during the cancellation of the credit card, you have to transfer the money to pay the arrears first, otherwise the cancellation will not be successful. If there is a refund after the credit card is returned within the cancellation period, if the refund is not processed, the cancellation is unsuccessful.