Any credit card borrowings will be shown on the credit report. If the credit card is not repaid on time, it will directly affect your credit.

1. How the central bank inquires about personal credit reports.

If you want to check your credit report with the central bank, you only need to bring your ID card to the local central bank branch and print the credit report by yourself; you can also hand your ID card to the branch office You can get more detailed credit information by asking the branch staff to help print the credit report.

2. Check personal credit credit data reports online.

If you have overdue records online or loan records on multiple platforms. Then all your records will be subject to big data risk control, your online loan platform will be frequently rejected, and even your Huabei Jiebei will be closed. Operating environment: Official website of the People's Bank of China Lenovo Xiaoxin

1. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

2. Credit cards stipulated in my country's relevant laws ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, An electronic payment card with full or partial functions such as transfer settlement, cash deposit and withdrawal [1-2]. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card.

3. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the bill date.

4. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards where the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit cards A debit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient to pay, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.