There are two methods: 1. College degree or above, and now you have a credit card; 2. If you don't have a credit card, just provide a work certificate, such as a business card, work badge and so on. However, it should be noted that in any case, your education must be available on the education network. The conditions for applying for a youth card are very low. Mainly for college students, in other words, the words "college students" are providing you with credit guarantee. Remember to bring your ID card when you apply for the card. In addition, you must have a job now. If you don't have a job, you can't get a credit card from any bank now.