Alipay returns the credit card at noon 12, indicating that the repayment is successful. The failure to receive money is due to the wrong repayment. The solution is as follows:

1. First, we click the "Credit Card Repayment" function option on Alipay's homepage.

2. After that, we click "Add Credit Card" in the entered interface. We need to add a credit card that needs to be repaid before we can repay it, as shown in the figure.

3. Later, in the interface of adding a credit card, after entering the card number of the credit card, the corresponding bank will be displayed below, and we are entering the name of the credit card holder.

4. After that, we will enter the repayment amount in the interface, and be sure not to enter it wrong. You also need to check the agreement and click "Confirm Repayment", as shown in the figure.

5. After that, you can see the prompt interface for confirming payment. After we confirm the correctness, click "Pay Now", as shown in the figure.

6. After that, you can see the interface of successful payment, and you can see the expected arrival time. We just need to wait and click "Finish" in the upper right corner, as shown in the figure.