Current location - Trademark Inquiry Complete Network - Overdue credit card - What if the foreign exchange account is wrong and will be frozen?
What if the foreign exchange account is wrong and will be frozen?
If the foreign exchange account is wrong, it will be frozen. You can issue explanatory evidence to the freezing institution, reasonably obtain the funds in the account, and strongly demand unfreezing. In addition, the freezing time allowed by law is half a year. If your report is frozen and related to anti-money laundering, you can apply to the People's Bank for unfreezing.

I. Methods and precautions for unfreezing bank accounts

According to the freezing reasons, bank accounts are frozen, and some are unfrozen without any legal provisions, such as: 1. Frozen accounts are misunderstood by the public, whether it is legal or frozen. 2. If the credit card is frozen due to violation, you can apply to the bank for unfreezing business. 3. If the bank card password exceeds the limit due to an error, you can take your ID card to the local bank to unfreeze it. It should also be noted that you need to go in person to handle the thawing business, and others are irreplaceable. Bank accounts are divided into company accounts and personal settlement accounts. After freezing the public account, the court and the internal bank limit, the court should unfreeze the fund dispute. The arrears are frozen inside the bank and need to be thawed after repayment. Personal settlement account is locked (frozen). If the password is forgotten more than the specified number of times, the passbook (deposit slip) or card is lost, and the counter report loss is frozen.

Second, the method of unfreezing personal bank accounts after they are frozen.

1. The bank freezing system will automatically unfreeze after half a year. Under normal circumstances, if the case is not closed, the court will "continue to freeze" the relevant documents. 2. After six months, the banking system will automatically unfreeze, and the bank will not freeze again without relevant documents. 3. If the court continues to freeze "unfrozen" documents, the court will hold a "notice of unfreezing" to the bank for unfreezing. According to the regulations, the parties concerned shall be informed. Re-freezing depends on the progress of the case, and the longest period of the banking system is 6 months.

In a word, we should be careful when sending money. Avoid unnecessary losses caused by personal mistakes. At the same time, if you find yourself cheated, you must be calm. Keep all evidence transaction records first, preferably in the form of notarization, at least in the form of dynamic video, and then start further legal rights protection.