Hello, when you use a credit card to make a purchase and a return occurs, you can contact the merchant for a credit card refund (the money can be refunded directly to the credit card). The credit time depends on the merchant's return operation method. The general time limit is 2- About 3 days (monthly repayment is subject to the actual account situation).

If you have any questions about other China Merchants Bank credit cards, please search 4008205555 in QQ corporate friends and add China Merchants Bank Credit Card Center as a friend; or search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!