Failure to repay when due will cause personal credit loss. Failure to repay when due may not only cause legal disputes, but also bear high penalty interest. The most important thing is to form a bad credit record. It will have a negative impact on future work and life.

Credit card repayment means that when the cardholder's credit card consumption reaches the final repayment date, in order to ensure the cardholder's good credit record, the bill consumption funds are returned to the bank.

Extended information:

Online repayment

Credit card online repayment is one of the main repayment methods for credit card repayments by the bank where the account is opened. Online repayment has become A common repayment method for most credit card users.

1. Payee account name: fill in the name of the credit card holder.

2. The payee’s account opening bank: fill in the “Account Opening Bank Credit Card Center”.

3. Transfer to the payee’s account: fill in the 16-digit credit card number.

4. Remarks: Fill in "Credit Card Repayment".

5. Withdrawal password: fill in the all-in-one card withdrawal password

6. After confirmation, the system will prompt whether the transfer is successful and the amount of the transfer.

7. Currencies accepted for repayment by the "Payment Plan" function: RMB

8. Cardholders can use the "Payment Plan" function to pre-set the payment date, and online banking will At the cardholder's request, a one-time or monthly transfer from the All-in-One Card to the cardholder's credit card or the credit card of another person designated by the cardholder for repayment.

9. Currencies accepted for repayment of the "Credit Card Payment" function: US dollars, RMB

10. If the cardholder has opened the online "Personal Banking Professional Edition" 4.5 or above of the all-in-one card version, and handle the self-service transfer business between All-in-One Card and credit card, you can use the "Credit Card Payment" function to transfer repayment from the cardholder's All-in-One Card account to the cardholder's own credit card.

11. Personal Internet Banking Public Version:

If the cardholder has opened an all-in-one card with the bank where the account is opened, and has applied for the "self-service transfer agreement" between the all-in-one card and the credit card, he or she can log in to the China Merchants Bank website Use personal online banking public version to transfer funds to the cardholder's credit card for repayment. The transfer amount restores the cardholder's credit card available limit in real time.

Baidu Encyclopedia-Credit Card Repayment